523 Palmtree Crescent, Oshawa

$949,900
523 Palmtree Crescent

$949,900

Sold Conditional Escape
29d
Detached2-Storey

523 Palmtree Crescent, Oshawa

Total Monthly Obligation $4,896

Beds
6
Baths
3
Park
4
Sqft
2500-3000
DOM
29d
Score
17
Yield
4.7%
Cash on Cash
-4.7%
Cap Rate
3.6%
5Y IRR
11.8%
10Y IRR
11.6%
Property Type-Detached
MLS® Number-E13824350
Beds-6
Bathrooms-3
Size-2500-3000 sqft
Lot Size-49.21 × 111.55 ft
Listed on site-Sep 24, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,270.55 (2026)
Parking-6 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Keller Williams Energy Real Estate
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Eastdale
Title-Residential Freehold

No agent assigned

Welcome to 523 Palmtree Cres, Oshawa! This spacious and beautifully maintained 4+2 bedroom, 3-bathroom detached home offers an ideal blend of comfort, functionality and outdoor living in Oshawa's desirable family oriented Eastdale community! Step inside to a welcoming foyer featuring rich hardwood flooring and an elegant curved staircase, setting the tone for the thoughtfully maintained interior. The heart of the home is the updated kitchen featuring quartz countertops, which steps out to the backyard oasis to enjoy a low-maintenance composite deck and a relaxing hot tub-great for unwinding after a long day! Retreat upstairs, you'll find 4 generous bedrooms. The primary retreat features a large layout and a private 5-piece ensuite. Three additional spacious bedrooms and a full 4-piece main bath serve the upper level. The fully finished basement significantly extends your living space, offering a large recreation room, a dedicated exercise room, and two additional bedrooms-making it an ideal setup for large or multi-generational families. Plenty of space for a growing family, guests, a home office or additional living arrangements. Enjoy the outdoors in your private, beautifully landscaped backyard, featuring a spacious multi-level deck with multiple seating areas and a hot tub - perfect for entertaining or unwinding at the end of the day. Situated on a large lot with double-car garage and private driveway, providing excellent parking and storage. Ideally located close to schools, parks, shopping, and commuting routes. Book your showing today!

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$759,920
Land Transfer Taxes$15,473
Legal Fees (Est.)
$
Total cash required for closing$206,953

Total Monthly Obligation

$4,896/mo
Mortgage $3,832
Monthly Loss $3,888
Principal$1,008
Interest$2,823
Property Tax$689
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-8.9%1
5-Year IRR
8.6%27
10-Year IRR
9.5%
Returns Index
14.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,000/yr
NOI
$27,729/yr
Net Cash Flow
-$1,521/mo
Cash Margin
-40.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo30
Risk Index
18.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 523 Palmtree Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.