630 Cognac Crescent, Pickering

$999,900
630 Cognac Crescent

$999,900

New
29d
Detached2-Storey

630 Cognac Crescent, Pickering

Total Monthly Obligation $5,050

Beds
5
Baths
4
Park
4
Sqft
2000-2500
DOM
29d
Score
18
Yield
4.9%
Cash on Cash
-3.5%
Cap Rate
3.8%
5Y IRR
12.8%
10Y IRR
12.4%
Property Type-Detached
MLS® Number-E13825516
Beds-5
Bathrooms-4
Size-2000-2500 sqft
Lot Size-45.11 × 131.23 ft
Listed on site-Sep 24, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,702.78 (2026)
Parking-6 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Real Broker Ontario Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas, Wood
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-Flexible
Neighbourhood-Amberlea
Title-Residential Freehold

No agent assigned

Welcome to this spacious, two-storey home, offering plenty of room for everyday family living and entertaining. A 2 car garage provides convenient parking and additional storage. The main floor features a bright living room with a large picture window, a separate dining room and an inviting family room with a wood-burning fireplace and walk-out to the partially covered deck. The eat-in kitchen offers ample cupboard and counter space, tile backsplash, track lighting, a window over the sink and a walk-out to the deck. Main floor laundry, with a walk-out to the side yard, and a 2pc powder room add everyday convenience. Upstairs, the generous primary bedroom features a walk-in closet with organizers and a private ensuite with a soaker tub. Three additional bedrooms and a 4pc bathroom complete the second level. The finished basement offers even more room to spread out with a spacious rec room featuring a gas fireplace and wet bar, an additional bedroom with an electric fireplace, a 3pc bathroom with walk-in shower and additional storage space. Outside, enjoy the fully fenced backyard with a partially covered deck, BBQ gas hookup and patio area, creating plenty of space to relax and entertain.

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%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$799,920
Land Transfer Taxes$16,473
Legal Fees (Est.)
$
Total cash required for closing$217,953

Total Monthly Obligation

$5,050/mo
Mortgage $4,033
Monthly Loss $3,989
Principal$1,061
Interest$2,972
Property Tax$642
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.7%1
5-Year IRR
9.6%32
10-Year IRR
10.2%
Returns Index
17.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$48,960/yr
NOI
$31,861/yr
Net Cash Flow
-$1,378/mo
Cash Margin
-33.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
18.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 630 Cognac Crescent

Time

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