2004 Horace Duncan Crescent, Oshawa

$920,000
2004 Horace Duncan Crescent

$920,000

New
29d
Semi-Detached 2-Storey

2004 Horace Duncan Crescent, Oshawa

Total Monthly Obligation $4,086

Beds
4
Baths
3
Park
2
Sqft
1500-2000
DOM
29d
Score
17
Yield
3.4%
Cash on Cash
-6.6%
Cap Rate
3.2%
5Y IRR
10.3%
10Y IRR
10.5%
Property Type-Semi-Detached
MLS® Number-E13826562
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-25 × 101 ft
Listed on site-Sep 24, 2026
Style-2-Storey
Building Type-Semi-Detached
Age-0-5
Parking-3 - Built-In
Basement-Unfinished, Separate Entrance
Heating-Forced Air (Electric)
Brokerage-RE/MAX EXPERTS
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Stone, Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-60-90 days
Neighbourhood-Kedron
Title-Residential Freehold

No agent assigned

Welcome to this exceptional brand new semi-detached home, never lived in, located in the highly sought-after Palmetto Community of Oshawa, offering 1,850 sq. ft. of upgraded living space. Loaded with over $100,000 in premium builder upgrades, this home features an upgraded 4-bedroom floor plan, high-end finishes, and a layout designed for modern family living. Enjoy smart, connected, and energy-efficient living with Amazon Echo Show, wall-to-wall Wi-Fi, Rogers Unlimited Ignite Internet, Ring Doorbell, MYQ smart garage door opener, Nest Learning Thermostat, Aprilaire humidifier and air purifier, HRV system, double-glazed Low-E windows, LED lighting, and low-VOC paint. The chef-inspired kitchen offers extended cabinetry, a large central island, and stainless steel appliances, seamlessly flowing into the open-concept breakfast area and great room. The family room features a cozy fireplace and large windows providing abundant natural light. Upgraded flooring throughout and a matching stained staircase add elegance and continuity. Upstairs, the spacious primary bedroom includes a walk-in closet and a luxurious 4-piece ensuite with a frameless glass shower. Three additional generously sized bedrooms and a full bath provide flexible living space. Additional highlights include a good-sized backyard and 3 parking spaces (1 garage, 2 driveway).Ideally located within a 10-minute drive to community centres, places of worship, Walmart, Costco, Home Depot, Canadian Superstore, schools, parks, Highway 407, Ontario Tech University, Durham College, and more. A rare turnkey opportunity blending luxury, comfort, and unbeatable convenience.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$736,000
Land Transfer Taxes$14,875
Legal Fees (Est.)
$
Total cash required for closing$200,375

Total Monthly Obligation

$4,086/mo
Mortgage $3,711
Monthly Loss $3,109
Principal$977
Interest$2,734
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.5%1
5-Year IRR
7.3%20
10-Year IRR
8.4%
Returns Index
11.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,500/yr
NOI
$23,850/yr
Net Cash Flow
-$1,724/mo
Cash Margin
-65.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.545
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
20.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2004 Horace Duncan Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.