126 Whitby Shores Greenway, Whitby

$819,000
126 Whitby Shores Greenway

$819,000

New
28d
Detached2-Storey

126 Whitby Shores Greenway, Whitby

Total Monthly Obligation $4,170

Beds
4
Baths
3
Park
2
Sqft
1100-1500
DOM
28d
Score
18
Yield
4.6%
Cash on Cash
-4.6%
Cap Rate
3.6%
5Y IRR
11.9%
10Y IRR
11.7%
Property Type-Detached
MLS® Number-E13827296
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-30.38 × 110 ft
Listed on site-Sep 25, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$5,901 (2025)
Parking-3 - Attached
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE SIGNATURE REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible 30/60
Neighbourhood-Port Whitby
Title-Residential Freehold

No agent assigned

Welcome to 126 Whitby Shores Green Way, situated in the highly sought-after Whitby Shores, one of Whitby's most desirable lakeside communities. This beautifully maintained 3+1 bedroom family home offers 1,500 sq ft of thoughtfully designed living space, combining comfort, functionality and an exceptional location. Step inside to a bright and inviting layout designed with everyday family living in mind. The spacious family room is anchored by a cozy fireplace, while the kitchen offers ample workspace and a convenient walkout to a beautiful backyard oasis with a mature perennial garden and landscaping, perfect for morning coffee, summer entertaining or simply relaxing at the end of the day. Upstairs, the primary bedroom feels like a private retreat, complete with a spa-inspired ensuite, oversized walk-in closet and its own walkout to a private balcony-the perfect spot to enjoy your meditation. The additional bedroom on the lower level provides valuable flexibility for a growing family, overnight guests, a home office, or a private retreat. And then there's the location! Just moments from Whitby GO Station, Hwy 401 and Hwy 412, commuting throughout the GTA couldn't be easier. Enjoy the best of the Whitby Shores lifestyle with Lake Ontario, the Waterfront Trail, parks, marina, and scenic walking and cycling paths all nearby. Shopping, restaurants, grocery stores, schools and everyday amenities are also just minutes away. A wonderful opportunity to enjoy comfortable family living in an established lakeside community, with everything you need right at your doorstep. Welcome home!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$655,200
Land Transfer Taxes$12,855
Legal Fees (Est.)
$
Total cash required for closing$178,155

Total Monthly Obligation

$4,170/mo
Mortgage $3,304
Monthly Loss $3,301
Principal$869
Interest$2,434
Property Tax$492
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-9.0%1
5-Year IRR
8.5%26
10-Year IRR
9.5%
Returns Index
14.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,004/yr
NOI
$23,803/yr
Net Cash Flow
-$1,320/mo
Cash Margin
-41.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
20.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 126 Whitby Shores Greenway

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.