70 James Rowe Drive, Whitby

$1,499,900
70 James Rowe Drive

$1,499,900

New
28d
DetachedBungaloft

70 James Rowe Drive, Whitby

Total Monthly Obligation $7,180

Beds
3
Baths
4
Park
2
Sqft
2500-3000
DOM
28d
Score
15
Yield
3.3%
Cash on Cash
-9.9%
Cap Rate
2.5%
5Y IRR
7.8%
10Y IRR
8.6%
Property Type-Detached
MLS® Number-E13827602
Beds-3
Bathrooms-4
Size-2500-3000 sqft
Lot Size-49.25 × 217.76 ft
Listed on site-Sep 25, 2026
Style-Bungaloft
Building Type-Detached
Taxes-$9,055.32 (2026)
Parking-4 - Attached
Basement-Finished, Walk-Out
Heating-Forced Air (Gas)
Brokerage-The Nook Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Williamsburg
Title-Residential Freehold

No agent assigned

Custom Built & Meticulously Maintained By Its Original Owner, This One-Of-A-Kind Williamsburg Bungaloft Was Adapted From The Builder's Original Plan To Create A Home Unlike Any Other In The Neighbourhood. Set On A Premium-Depth Lot, Incredible Curb Appeal & Beautiful Mature Gardens Set The Tone Before You Even Step Inside. Every Inch Has Been Thoughtfully Cared For, Updated & Maintained, With An (Extensive List Of Improvements Attached To The Listing). Its Exceptional Layout Lends Itself Beautifully To Multigenerational Living, With Generous, Distinct Spaces Across 3 Finished Levels, Including A Walkout Basement. From The Moment You Enter, The Architecture Takes Over. Sightlines Carry Through To A Spectacular Wall Of Windows, Soaring Vaulted Ceilings & South-Western Views Stretching Above The Treetops Toward The Toronto Skyline. The Updated Composite Deck With Glass Railings Sits Directly Off The Main Living Space, Preserving The View & Creating An Incredible Vantage Point For Sunsets Over The City. The Kitchen, Dining & Expansive Family Room Unfold As One Dramatic Open Space. Completely Renovated Last Year, The Kitchen Features Beautiful Cabinetry, Quartz Counters, Extensive Storage & A Centre Island. Newly Refinished Hardwood Runs Throughout, Complemented By A New Hardwood Staircase With Iron Spindles, A True Showpiece Rising Through The Open Loft. The Impressive Main-Floor Primary Suite Offers A Walk-In Closet & 5-Pc Ensuite. The Oversized Laundry Room With Garage Access Provides A Bonus Office Or Mudroom Space. Upstairs Are 2 Large Bedrooms & A Spacious Full Bath With Separate Tub & Shower. The Finished Walkout Basement Adds A Huge Recreation Room With Gas Fireplace, Large Windows, Kitchenette Area, 2-Pc Bath With Shower Rough-In, Storage & Cold Cellar. Outside, The Extra-Deep Backyard Is Private, Beautifully Gardened & Elevated To Capture Those Remarkable Views. All Within The Sought-After Jack Miner School District!

$
$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,199,920
Land Transfer Taxes$26,473
Legal Fees (Est.)
$
Total cash required for closing$327,953

Total Monthly Obligation

$7,180/mo
Mortgage $6,050
Monthly Loss $5,588
Principal$1,592
Interest$4,458
Property Tax$755
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.1%0
5-Year IRR
5.3%12
10-Year IRR
6.9%
Returns Index
7.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$48,828/yr
NOI
$30,390/yr
Net Cash Flow
-$3,518/mo
Cash Margin
-86.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.423
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo21
Risk Index
14.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 70 James Rowe Drive

Time

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