12 Lonetto Street, Whitby

$1,419,990
12 Lonetto Street

$1,419,990

New
28d
DetachedBungalow

12 Lonetto Street, Whitby

Total Monthly Obligation $6,103

Beds
3
Baths
3
Park
2
Sqft
1500-2000
DOM
28d
Score
15
Yield
2.7%
Cash on Cash
-9.6%
Cap Rate
2.5%
5Y IRR
8.0%
10Y IRR
8.7%
Property Type-Detached
MLS® Number-E13827884
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-15 × 39.25 ft
Listed on site-Sep 25, 2026
Style-Bungalow
Building Type-Detached
Age-New
Parking-5 - Built-In
Basement-Full
Heating-Forced Air (Gas)
Brokerage-ROYAL HERITAGE REALTY LTD.
Cooling-Other
Laundry-No
Fireplace-Electric
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Spring 2027
Neighbourhood-Brooklin
Title-Residential Freehold

No agent assigned

Luxury isn't defined by square footage-it's defined by craftsmanship, thoughtful design, and enduring quality. The Mozart A embodies this philosophy, offering an elegant bungalow that blends timeless architecture with the exceptional attention to detail for which DeNoble Homes is renowned. Built by a respected boutique builder, every home reflects a commitment to quality over quantity. A striking brick and stone exterior, dramatic rooflines, oversized architectural windows, and a welcoming covered porch create an unforgettable first impression. Inside, soaring 10-foot ceilings, expansive windows, and an open-concept layout fill the home with natural light, creating an atmosphere that is both sophisticated and inviting. The heart of the home is the spectacular Great Room, where an elegant fireplace and seamless connection to the designer kitchen make entertaining effortless. Featuring extended-height cabinetry, quartz countertops, premium fixtures, and a spacious island overlooking the breakfast area with walkout to the backyard, the kitchen is as functional as it is beautiful. The private Primary Suite offers a peaceful retreat with a walk-in closet and a spa-inspired ensuite complete with a freestanding soaker tub, frameless glass shower, and quartz vanity. A second bedroom with its own ensuite provides exceptional comfort for guests, while the separate living room offers flexibility as a third bedroom, home office, or den. An oversized tandem garage, convenient mudroom, and expansive basement with large windows and a rough-in for a future bathroom provide outstanding everyday functionality and future potential. The Mozart A is more than a beautifully designed bungalow-it is a timeless home built with integrity, crafted to the highest standards, and created for those who value exceptional quality that will be appreciated for generations.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,135,992
Land Transfer Taxes$24,875
Legal Fees (Est.)
$
Total cash required for closing$310,373

Total Monthly Obligation

$6,103/mo
Mortgage $5,728
Monthly Loss $4,596
Principal$1,507
Interest$4,221
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.1%13
Cash-on-Cash
-12.7%0
5-Year IRR
5.5%13
10-Year IRR
7.0%
Returns Index
7.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,400/yr
NOI
$30,060/yr
Net Cash Flow
-$3,223/mo
Cash Margin
-100.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.444
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo25
Risk Index
15.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12 Lonetto Street

Time

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