39 Earlton Road, Toronto E05

$995,000
39 Earlton Road

$995,000

New
29d
DetachedSidesplit

39 Earlton Road, Toronto E05

Total Monthly Obligation $4,748

Beds
6
Baths
3
Park
2
Sqft
1500-2000
DOM
29d
Score
18
Yield
4.6%
Cash on Cash
-3.3%
Cap Rate
3.9%
5Y IRR
13.0%
10Y IRR
12.5%
Property Type-Detached
MLS® Number-E13827928
Beds-6
Bathrooms-3
Size-1500-2000 sqft
Lot Size-61 × 116 ft
Listed on site-Sep 24, 2026
Style-Sidesplit
Building Type-Detached
Taxes-$4,310.79 (2025)
Parking-3 - Built-In
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-CMI REAL ESTATE INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Tam O'Shanter-Sullivan
Title-Residential Freehold

No agent assigned

Beautiful 3-Level Side-Split Detached Home in a highly sought-after Scarborough/Toronto neighborhood with elevator in front. Situated on a spacious lot along a mature, tree-lined street, this well-maintained home offers 4+2 bedrooms and exceptional versatility for growing or multi-generational families. Conveniently located just steps to TTC transit, shopping, daycare, medical clinic, and pharmacy, with quick access to Hwy 401. Close to Agincourt Mall, schools, parks, and other everyday amenities. The finished lower level features a separate entrance and offers excellent potential for an in-law suite or income-generating apartment. Enjoy outdoor living with a large deck, expansive backyard, and storage shed, perfect for entertaining, family gatherings, or relaxing in a private setting.

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%
%
$
$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$796,000
Land Transfer Taxes$16,375
Legal Fees (Est.)
$
Total cash required for closing$216,875

Total Monthly Obligation

$4,748/mo
Mortgage $4,014
Monthly Loss $3,692
Principal$1,056
Interest$2,957
Property Tax$359
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%20
Cash-on-Cash
-7.4%1
5-Year IRR
9.8%34
10-Year IRR
10.3%
Returns Index
18.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,780/yr
NOI
$32,391/yr
Net Cash Flow
-$1,314/mo
Cash Margin
-34.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
19.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 39 Earlton Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.