37 Swindells Street, Clarington

$899,900
37 Swindells Street

$899,900

New
28d
Detached2-Storey

37 Swindells Street, Clarington

Total Monthly Obligation $4,550

Beds
4
Baths
3
Park
4
Sqft
2000-2500
DOM
28d
Score
17
Yield
4.3%
Cash on Cash
-6.0%
Cap Rate
3.3%
5Y IRR
10.8%
10Y IRR
10.9%
Property Type-Detached
MLS® Number-E13828526
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-39.64 × 115.67 ft
Listed on site-Sep 25, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,542.59 (2026)
Parking-6 - Built-In
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-The Nook Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Bowmanville
Title-Residential Freehold

No agent assigned

Welcome to 37 Swindells Street, a spacious family home with standout curb appeal, set in a mature Bowmanville neighbourhood with no neighbours behind and backing onto parkland. Beautiful landscaping makes a great first impression, complemented by a large 4-car driveway with a stone border, a built-in 2-car garage, and an easy to maintain garden bed. Step inside to a grand front entry and a welcoming main floor with a natural flow. Hardwood flooring carries throughout, connecting the living room and spacious separate dining room, with plenty of space for everyday living and gathering with family and friends. The bright kitchen features tall ceilings and a sliding glass walkout to the backyard deck. Just off the kitchen, the adjoining family room offers a comfortable and inviting space to relax and make your own. Upstairs, the primary bedroom is a highlight, featuring his-and-hers walk-in closets and a 4-piece ensuite with a soaker tub and separate walk-in shower. Three additional bedrooms, another 4-piece bathroom, and a convenient second floor laundry room complete this family friendly level. The large basement, featuring an egress window, offers even more room to grow with plenty of possibilities for a future gym, playroom, home theatre or additional living space. Outside, the low-maintenance backyard offers just the right amount of space to relax, entertain, and enjoy the outdoors, with the added bonus of backing onto a baseball diamond for an open green backdrop. Located close to Highway 401, schools, parks, shopping, restaurants, and the everyday conveniences of Bowmanville, 37 Swindells Street brings together the space of a growing family home with the charm of an established neighbourhood. If you're looking for room to grow without giving up the convenience of being in town, this one is well worth a look.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$719,920
Land Transfer Taxes$14,473
Legal Fees (Est.)
$
Total cash required for closing$195,953

Total Monthly Obligation

$4,550/mo
Mortgage $3,630
Monthly Loss $3,595
Principal$955
Interest$2,675
Property Tax$545
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.2%1
5-Year IRR
7.6%21
10-Year IRR
8.7%
Returns Index
11.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,796/yr
NOI
$23,874/yr
Net Cash Flow
-$1,640/mo
Cash Margin
-50.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.556
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo33
Risk Index
19.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 37 Swindells Street

Time

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