142 Adelaide Avenue W, Oshawa

$795,000
142 Adelaide Avenue W

$795,000

New
28d
Detached2-Storey

142 Adelaide Avenue W, Oshawa

Total Monthly Obligation $4,061

Beds
3
Baths
2
Park
2
Sqft
1500-2000
DOM
28d
Score
17
Yield
4.3%
Cash on Cash
-6.3%
Cap Rate
3.2%
5Y IRR
10.6%
10Y IRR
10.7%
Property Type-Detached
MLS® Number-E13828668
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-59.33 × 70.16 ft
Listed on site-Sep 25, 2026
Style-2-Storey
Building Type-Detached
Age-51-99
Taxes-$5,754.56 (2026)
Parking-2 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX Jazz INC.
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-Inground
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete, Stone
Sewer-Sewer
Possession-TBD
Neighbourhood-O'Neill
Title-Residential Freehold

No agent assigned

Absolutely beautiful All Brick circa 1931 home located in one of the most desirable neighbourhoods in all of Oshawa. Steps away from Parks, Hospital, Oshawa Private golf club, shopping, transit and historical Oshawa landmark Parkwood Estates. This stunner has been tastefully updated with keeping all the charm of the creative woodworking original finishes. Enter through the vestibule a spot to hang your coats and warm up w/ heated floors. Walk into the charming entrance to the living room that is spacious and cozy w/ the wood-burning fireplace, Updated mudroom (2020) off living area that has a walkout to a newer saltwater pool and fresh landscaping. Beautiful family dining area perfect for hosting updated w/built-in cabinets and coffee bar. Kitchen updated w/ Granite counters, subway tile b/s, plenty of cupboards and added homework nook. 2-piece powder room w/ heated floors on main updated (2026), Hardwood flooring throughout the entire home. Upstairs has 3 generously sized bedrooms, primary has a B/I closet and an added office space or nursery room. 2nd and 3rd bedrooms both have good-sized closets and hardwood flooring. Main bathroom updated w/ new double vanity, glass shower and heated flooring. Updated all copper electrical, new shingles (2018), Furnace (2018), A/C (2018), Exterior doors (2023), Added attic insulation (2019). Driveway side of the home is on side street Grooms Ave

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%
%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$636,000
Land Transfer Taxes$12,375
Legal Fees (Est.)
$
Total cash required for closing$172,875

Total Monthly Obligation

$4,061/mo
Mortgage $3,207
Monthly Loss $3,217
Principal$844
Interest$2,363
Property Tax$480
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.7%1
5-Year IRR
7.2%19
10-Year IRR
8.5%
Returns Index
11.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,864/yr
NOI
$20,223/yr
Net Cash Flow
-$1,522/mo
Cash Margin
-53.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
20.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 142 Adelaide Avenue W

Time

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