89 Bluffs Road, Clarington

$499,900
89 Bluffs Road

$499,900

New
28d
DetachedBungalow

89 Bluffs Road, Clarington

Total Monthly Obligation $2,531

Beds
2
Baths
2
Park
2
Sqft
1100-1500
DOM
28d
Score
31
Yield
7.0%
Cash on Cash
7.1%
Cap Rate
6.1%
5Y IRR
21.3%
10Y IRR
19.4%
Property Type-Detached
MLS® Number-E13829156
Beds-2
Bathrooms-2
Size-1100-1500 sqft
Listed on site-Sep 25, 2026
Style-Bungalow
Building Type-Detached
Taxes-$1,670.88 (2026)
Parking-2 - None
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-SUTTON GROUP-HERITAGE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-Community
Facing-South
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-30-60 Days TBA
Neighbourhood-Newcastle
Title-Residential Freehold

No agent assigned

Panoramic Lake Ontario views & resort-style adult living at Wilmot Creek! Enjoy panoramic lake views of the spectacular skies and peaceful sight of boats cruising across the lake from the comfort of your home and patio. This home offers the beauty and tranquility of lakeside living. Step inside this beautifully maintained home and discover a living & dining room with gas fireplace, crown moulding and laminate floors, open to the kitchen. The family room and sunroom provide additional space to relax and take in the breathtaking views. A walkout leads to a private patio nestled beneath mature trees - an idyllic spot for morning coffee, evening drinks or simply enjoying the view. The home features 2 bedrooms and 2 renovated bathrooms, including an ensuite with a double vanity, large shower & heated flooring. Wilmot Creek is an Adult Living Community that offers a vibrant, resort-style lifestyle on the Shores of Lake Ontario! The standard lease covers driveway plowing & road snow removal and gives you access to an incredible array of amenities (including but not limited to a 9-hole golf course, recreation centre, horseshoes, lawn bowling, tennis/pickleball courts, pools, gym, and saunas, etc.) With approx. 100 activities and special interest groups, there is always something to do. The community's walking paths make it easy to enjoy the natural beauty surrounding you. Just a short walk to The Wheelhouse, where many of the community's amenities and activities are centered. 2 large garden/storage sheds included. Side-by-side parking for 2 cars. Easy access to Hwy 401 and Hwy 35/115. Please note the purchase is for the home only and is subject to a land-lease. The Buyer will be required to sign a standard lease with Yukon PropCo. LP.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,531/mo
Mortgage $2,016
Monthly Loss $2,000
Principal$531
Interest$1,486
Property Tax$139
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.0%38
Cash-on-Cash
0.9%9
5-Year IRR
16.4%79
10-Year IRR
15.7%
Returns Index
42.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
31/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,800/yr
NOI
$25,149/yr
Net Cash Flow
$79/mo
Cash Margin
2.7%8
Cash Flow Index
7.9/ 100
Risk Profile
Weight: 20%
DSCR
1.0430
LTV Ratio
80.0%18
Vacancy Buffer
3.7 mo64
Risk Index
37.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 89 Bluffs Road

Time

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Data last updated within the past 24 hours.