492 Palmtree Crescent, Oshawa

$1,299,999
492 Palmtree Crescent

$1,299,999

New
27d
Detached2-Storey

492 Palmtree Crescent, Oshawa

Total Monthly Obligation $6,438

HausQ Valuation Report
Beds
6
Baths
5
Park
5
Sqft
3500-5000
DOM
27d
Score
15
Yield
3.3%
Cash on Cash
-10.4%
Cap Rate
2.4%
5Y IRR
7.4%
10Y IRR
8.3%
Property Type-Detached
MLS® Number-E13831708
Beds-6
Bathrooms-5
Size-3500-5000 sqft
Lot Size-49.21 × 114.83 ft
Listed on site-Sep 26, 2026
Style-2-Storey
Building Type-Detached
Taxes-$9,832.86 (2025)
Parking-7 - Attached
Basement-Separate Entrance, Finished, Walk-Up
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 LEADING EDGE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-North
Exterior-Brick
Roof-Unknown
Foundation-Unknown
Sewer-Sewer
Possession-Flexible
Neighbourhood-Eastdale
Title-Residential Freehold

No agent assigned

Welcome To This Spacious Family Home Situated On A Premium Ravine Lot In A Quiet, Family-Friendly Neighborhood! An Excellent opportunity for investors as Main And Second Floor is Tenanted. Designed for comfort and entertaining as this Beautiful Home Offers Generously Sized Rooms, A Main Floor Office and Laundry, An Inviting Family Room And Kitchen Featuring Elegant California Shutters. Conveniently access fully fenced backayard plus a finished 2 bed 2 bath Basement from two gates. Upgrades throughout, including new second-floor flooring, fresh paint, pot lights, and a newly replaced side fence.Enjoy The Peaceful Ravine Setting While Being Just Minutes From The New Construction of Easton Park, Schools, and Amenties, Photos Were Taken Prior To Tenancy And Have Been Virtually Staged.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,039,999
Land Transfer Taxes$22,475
Legal Fees (Est.)
$
Total cash required for closing$283,975

Total Monthly Obligation

$6,438/mo
Mortgage $5,244
Monthly Loss $5,058
Principal$1,380
Interest$3,864
Property Tax$819
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%11
Cash-on-Cash
-13.7%0
5-Year IRR
4.8%10
10-Year IRR
6.6%
Returns Index
6.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,200/yr
NOI
$24,547/yr
Net Cash Flow
-$3,198/mo
Cash Margin
-88.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.393
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo23
Risk Index
14.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 492 Palmtree Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.