153 Watford Street, Whitby

$1,099,999
153 Watford Street

$1,099,999

New
27d
Detached2-Storey

153 Watford Street, Whitby

Total Monthly Obligation $5,511

Beds
7
Baths
4
Park
3
Sqft
2000-2500
DOM
27d
Score
16
Yield
4.0%
Cash on Cash
-7.5%
Cap Rate
3.0%
5Y IRR
9.7%
10Y IRR
10.0%
Property Type-Detached
MLS® Number-E13832536
Beds-7
Bathrooms-4
Size-2000-2500 sqft
Lot Size-39.37 × 114.83 ft
Listed on site-Sep 26, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,391.72 (2026)
Parking-6 - Detached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 PEOPLE`S CHOICE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas, Rec Room
Pool-None
Facing-East
Exterior-Stone, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Brooklin
Title-Residential Freehold

No agent assigned

Welcome to 153 Watford Street - A Real Brooklin Beauty - This Stunning Detached 2 Storey Home Features 4 + 3 Bedrooms & 4 Baths - 2,162 Sq Ft Above Grade - 900 Sq Ft of Finished Area in the Basement - 2 Bed + 1 Bath Detached Garage Converted Unit - Including it's own Stacked Washer/Dryer - Appx 400 Sq Ft - This Property is Loaded With Potential for Cash Flow & Multi Generational Living - Hardwood Floors Throughout Main Floor - Features Large Front Covered Porch - Lots of Natural Sunlight - Freshly Painted - Newer Foyer Tiles - 9'f Ft Ceilings - Pot Lights Throughout - Smooth Ceilings - Great Functional Floor Plan for Families to Enjoy - Living Room - Dining Room with Cathedral Ceiling - Servery with Lots of Cabinet Space - Main Floor Spacious Laundry Room - Beautiful kitchen with Drop Down Pendant Lighting - Quartz Countertops with Subway Tile Backsplash - Large Pantry - Upgraded Faucets in Bathrooms & Kitchen - Oak Staircase with Custom Iron Wrought Pickets - Family Room Features Gas Fireplace Overlooking the Backyard - Spacious Breakfast Area - Laminate Floors Throughout 2nd Floor - 4 Spacious Bedrooms on the 2nd Level with 2 Full Bathrooms - Beautiful Open to Above Feature - Primary Bedroom features Walk in Closet & Renovated 5 Pc Ensuite Bath - Beautiful Sky Light in Ensuite Bath with Double Vanity - Beautiful Tiling Throughout Ensuite Bath - A Finished Basement with Laminate Floors - Rec Area & Another Room with French Doors - Beautiful Gas Fireplace - Easily Park up to 6 Vehicles - Privately Fenced Backyard - Beautiful Interlocking on Driveway & Backyard - Garden Shed - This Home Will Charm You The Moment You Step in - A Home with Beauty & Character - A Must View!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$879,999
Land Transfer Taxes$18,475
Legal Fees (Est.)
$
Total cash required for closing$239,975

Total Monthly Obligation

$5,511/mo
Mortgage $4,437
Monthly Loss $4,344
Principal$1,168
Interest$3,269
Property Tax$699
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.3%0
5-Year IRR
6.8%17
10-Year IRR
8.1%
Returns Index
10.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,908/yr
NOI
$26,625/yr
Net Cash Flow
-$2,218/mo
Cash Margin
-60.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.505
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo27
Risk Index
16.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 153 Watford Street

Time

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Data last updated within the past 24 hours.