1100 Oxford Street 12, Oshawa

$419,000
1100 Oxford Street 12

$419,000

Price Change
25d
Condo Townhouse2-Storey

1100 Oxford Street 12, Oshawa

Total Monthly Obligation $2,659

Beds
2
Baths
2
Park
1
Sqft
800-899
DOM
25d
Score
20
Yield
6.3%
Cash on Cash
-3.8%
Cap Rate
3.8%
5Y IRR
12.6%
10Y IRR
12.2%
Property Type-Condo Townhouse
MLS® Number-E13834536
Beds-2
Bathrooms-2
Size-800-899 sqft
Listed on site-Sep 28, 2026
Style-2-Storey
Building Type-Condo Townhouse
Taxes-$2,173.97 (2026)
Maintenance-$587.53/mo
Locker-None
Parking-1 - None
Basement-Finished
Heating-Baseboard (Electric)
Brokerage-REAL BROKER ONTARIO LTD.
Cooling-Window Unit(s)
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Aluminum Siding, Brick
Possession-TBA
Neighbourhood-Lakeview
Title-Residential Condo & Other

No agent assigned

**AFFORDABLE, RENOVATED & MOVE-IN READY!** Welcome to this beautifully renovated courtyard-facing unit in the heart of Oshawa, offering incredible value for first-time buyers and budget-conscious buyers looking to get into the market! Completely renovated in 2020, this bright and inviting home features **all utilities included and low property taxes**, making ownership that much more affordable. Enjoy a **private, fully fenced yard** overlooking the peaceful inner courtyard, plus an assigned parking space conveniently located extremely close to the front door. Inside, you'll find **smooth ceilings and pot lights throughout**, bright modern vinyl flooring, and a stunning renovated kitchen complete with **stainless steel appliances, stone countertops and subway tile backsplash**. The kitchen also features **heated floors** for added comfort. The **brand-new 3-piece bathroom** offers modern finishes and includes a **brand-new washer and dryer**, while the upstairs bathroom also features **heated flooring**. The bright, functional layout and thoughtful updates make this home truly move-in ready. Ideally located in the heart of Oshawa with **easy access to the highway, shopping, public transit and schools**, this is an excellent location for commuters and families alike. Enjoy the convenience of being **within walking distance to schools**, while also being close to **conservation areas, parks and scenic trails** for walking, hiking and enjoying the outdoors. A fantastic opportunity to own a **fully renovated, low-maintenance home with low property taxes and all utilities included** - an ideal choice for first-time home buyers looking for affordability, modern updates and updates and convenience in a great Oshawa location! Some photos have been virtually staged for reference purposes only.

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%
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$335,200
Land Transfer Taxes$4,855
Legal Fees (Est.)
$
Total cash required for closing$90,155

Total Monthly Obligation

$2,659/mo
Mortgage $1,690
Monthly Loss $2,214
Principal$445
Interest$1,245
Property Tax$181
Condo Fees$588
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.0%1
5-Year IRR
8.8%27
10-Year IRR
9.8%
Returns Index
14.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,400/yr
NOI
$12,136/yr
Net Cash Flow
-$679/mo
Cash Margin
-30.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo62
Risk Index
29.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1100 Oxford Street 12

Time

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