63 Waterside Way, Whitby

$699,900
63 Waterside Way

$699,900

New
25d
Att/Row/Townhouse3-Storey

63 Waterside Way, Whitby

Total Monthly Obligation $3,606

Beds
3
Baths
3
Park
1
Sqft
1500-2000
DOM
25d
Score
19
Yield
5.0%
Cash on Cash
-2.9%
Cap Rate
4.0%
5Y IRR
13.2%
10Y IRR
12.8%
Property Type-Att/Row/Townhouse
MLS® Number-E13835074
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-22.97 × 42.65 ft
Listed on site-Sep 28, 2026
Style-3-Storey
Building Type-Att/Row/Townhouse
Age-0-5
Taxes-$4,894.02 (2026)
Parking-2 - Built-In
Basement-None
Heating-Forced Air (Gas)
Brokerage-FOREST HILL REAL ESTATE INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-TBD
Neighbourhood-Port Whitby
Title-Residential Freehold

No agent assigned

Welcome to 63 Waterside Way, a beautifully upgraded 3 bedroom, 3 bathroom home in desirable Port Whitby. Thoughtfully finished throughout, this home offers a modern, move in ready interior with quality upgrades and smart home features. The main floor features upgraded 5 inch wide engineered hardwood flooring, pot lights, smart light switches and no carpet throughout the home. The upgraded kitchen offers quartz countertops, high end stainless steel appliances and a gas line to the stove, making it both stylish and functional. All three bathrooms have been fully upgraded. The primary ensuite features a heated floor and a full height mirror extending to the ceiling, creating a clean, modern feel. Additional upgrades include Cat 6 wiring throughout the home, providing reliable high speed connectivity, perfect for work at home set ups. Enjoy the custom walk in closet and custom laundry cabinetry professionally designed and installed by Closets by Design. The spacious one car garage offers enough room to park your vehicle while still having space for gym equipment or additional storage. Pet perfect parks and walking trails surround this home. A virtually brand new Town Home, thoughtfully upgraded offering modern finishes, practical features and plenty of storage in a sought after Port Whitby location. Enjoy walking paths, parks and a short stroll to the lake. Close to Bus, Go Station, highway 401, 412, 407.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,606/mo
Mortgage $2,823
Monthly Loss $2,863
Principal$743
Interest$2,080
Property Tax$408
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.8%1
5-Year IRR
9.5%32
10-Year IRR
10.2%
Returns Index
17.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,100/yr
NOI
$22,196/yr
Net Cash Flow
-$974/mo
Cash Margin
-33.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.668
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo43
Risk Index
23.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 63 Waterside Way

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.