1106 Ridge Valley Drive, Oshawa

$999,000
1106 Ridge Valley Drive

$999,000

New
25d
Detached2-Storey

1106 Ridge Valley Drive, Oshawa

Total Monthly Obligation $5,026

Beds
4
Baths
4
Park
4
Sqft
3000-3500
DOM
25d
Score
17
Yield
4.6%
Cash on Cash
-4.6%
Cap Rate
3.6%
5Y IRR
11.9%
10Y IRR
11.7%
Property Type-Detached
MLS® Number-E13836444
Beds-4
Bathrooms-4
Size-3000-3500 sqft
Lot Size-50.2 × 114.73 ft
Listed on site-Sep 28, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,459 (2025)
Parking-6 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX Rouge River Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-Inground
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Pinecrest
Title-Residential Freehold

No agent assigned

Nearly 3,300 square feet of executive living on a premium 50 x 114 ft. lot - and it announces itself before you even step inside. The full stone driveway, side parking, and professionally landscaped gardens set a tone that carries straight through to the back of the property. Step inside and the entire main level opens up in granite flooring and rich hardwood. The layout was built for real life and for entertaining, with a large family room, a sophisticated den, an expansive living room, and a formal dining room that flow naturally from one space to the next. A bright breakfast area connects directly into the kitchen, which delivers granite countertops, stainless steel appliances, and serious cabinet space. A powder room and a laundry/mudroom - with both exterior and direct garage access - round out the main floor without a single wasted step. Upstairs, the primary suite is the kind of space people build toward. A walk-in closet and a 5-piece ensuite finished in granite make it a true retreat. Two generously sized bedrooms share a well-appointed 4-piece bath, while the fourth bedroom functions as a secondary suite of its own - complete with his-and-hers closets and a private powder room. Central vacuum and built-in intercom round out the details that separate a fine home from an exceptional one. Then there's the backyard. A large partially shaded deck was made for late dinners and easy summer evenings, and the heated in-ground pool anchors an outdoor space that still leaves plenty of yard for kids, pets, or simply room to breathe. This is the kind of outdoor retreat that makes a listing memorable long after the showing ends. Space, comfort, and resort-style living without compromise - ready for a growing family or anyone who demands more from where they live.

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$
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%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$799,200
Land Transfer Taxes$16,455
Legal Fees (Est.)
$
Total cash required for closing$217,755

Total Monthly Obligation

$5,026/mo
Mortgage $4,030
Monthly Loss $3,966
Principal$1,060
Interest$2,969
Property Tax$622
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.7%1
5-Year IRR
8.8%27
10-Year IRR
9.6%
Returns Index
15.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$46,248/yr
NOI
$29,664/yr
Net Cash Flow
-$1,558/mo
Cash Margin
-40.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo30
Risk Index
18.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1106 Ridge Valley Drive

Time

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