111 Watford Street, Whitby

$999,900
111 Watford Street

$999,900

New
25d
Detached2-Storey

111 Watford Street, Whitby

Total Monthly Obligation $5,072

Beds
4
Baths
4
Park
6
Sqft
2000-2500
DOM
25d
Score
16
Yield
4.3%
Cash on Cash
-6.4%
Cap Rate
3.2%
5Y IRR
10.5%
10Y IRR
10.6%
Property Type-Detached
MLS® Number-E13836698
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-39.37 × 114.83 ft
Listed on site-Sep 28, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$7,963.15 (2026)
Parking-8 - Detached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-TANYA TIERNEY TEAM REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Rec Room, Natural Gas
Pool-None
Facing-East
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Brooklin
Title-Residential Freehold

No agent assigned

Welcome to this beautifully maintained Tribute Homes "Dryden" model, showcasing immaculate manicured gardens and exceptional curb appeal. The expansive driveway parks up to 6 vehicles, plus a detached double-car garage featuring epoxy floors (2023) and maintenance-free aluminum-capped door frames (2025). A powered driveway gate provides added privacy, while interlocking walkways and patio, lush landscaping and a cozy front porch create an inviting first impression-the perfect spot for morning coffee while watching the seasons change. Inside, the fabulous open concept main floor features an open staircase, hardwood floors, crown moulding, pot lighting and more. The formal sunken living room offers a bay window with picturesque front garden views, while the elegant dining room is enhanced by coffered ceilings. The family sized kitchen boasts granite counters, a breakfast bar, large pantry, stainless steel appliances and a bright breakfast area with a garden door walkout featuring built-in blinds to the entertainer's deck and private backyard. The impressive family room is the heart of the home, complete with a cozy gas fireplace, backyard views and a soaring cathedral ceiling. Upstairs, you'll find three generous bedrooms, including a spacious primary retreat with vaulted ceiling, walk-in closet and spa-like 4-piece ensuite featuring a granite vanity, skylight and relaxing corner soaker tub. There's even more room to grow in the fully finished basement, offering a spacious recreation room with gas fireplace and above-grade windows, plus a den/4th bedroom with french doors and double closet with organizers. A laundry area and workshop complete this versatile lower level. Ideally located just steps to schools, parks and downtown Brooklin shops, with easy access to Hwy 407 for commuters. A beautifully cared-for home offering space, privacy and exceptional indoor-outdoor living in a sought after Brooklin location!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$799,920
Land Transfer Taxes$16,473
Legal Fees (Est.)
$
Total cash required for closing$217,953

Total Monthly Obligation

$5,072/mo
Mortgage $4,033
Monthly Loss $4,011
Principal$1,061
Interest$2,972
Property Tax$664
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.4%1
5-Year IRR
7.4%20
10-Year IRR
8.6%
Returns Index
11.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,768/yr
NOI
$26,028/yr
Net Cash Flow
-$1,864/mo
Cash Margin
-52.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.545
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
17.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 111 Watford Street

Time

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