28 Goldeye Street, Whitby

$699,999
28 Goldeye Street

$699,999

Price Change
23d
Att/Row/Townhouse3-Storey

28 Goldeye Street, Whitby

Total Monthly Obligation $3,622

Beds
2
Baths
3
Park
1
Sqft
1100-1500
DOM
23d
Score
18
Yield
4.9%
Cash on Cash
-3.7%
Cap Rate
3.8%
5Y IRR
12.6%
10Y IRR
12.3%
Property Type-Att/Row/Townhouse
MLS® Number-E13844836
Beds-2
Bathrooms-3
Size-1100-1500 sqft
Lot Size-6.4 × 13.5 ft
Listed on site-Sep 30, 2026
Style-3-Storey
Building Type-Att/Row/Townhouse
Age-6-15
Taxes-$5,076 (2026)
Parking-2 - Attached
Basement-None
Heating-Forced Air (Gas)
Brokerage-REAL ESTATE HOMEWARD
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Shingles
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible 30/60/90
Neighbourhood-Rural Whitby
Title-Residential Freehold

No agent assigned

New Lower Price! Welcome to this beautifully upgraded, move-in-ready freehold townhouse in desirable Lynde Creek! This bright south-facing home features 2 bedrooms, 3 bathrooms, and an open-concept layout filled with natural light. The wraparound kitchen offers ample cabinetry, marble tile finishes, and a brand-new Frigidaire Professional refrigerator with filtered water and a dedicated copper water line. Enjoy numerous upgrades including brand-new premium vinyl flooring, fresh paint, crown moulding, interior and exterior pot lights, smart switches throughout, brand-new upgraded central AC, and a furnace-mounted humidifier. The attached garage features durable epoxy flooring. Entertain on the second-floor balcony, complete with a BBQ and dedicated natural gas line. The primary bedroom offers a walk-in closet and private ensuite, while third-floor laundry adds convenience. Just a five-minute walk to Des Newman Park, featuring pickleball courts, soccer fields, scenic trails, a splash pad, and playgrounds. A new public school is planned nearby. Ideally located near Highways 401 and 412, GO Transit, shopping, restaurants, and everyday amenities. Perfect for first-time buyers, young families, professionals, or downsizers. This extensively upgraded home offers modern comfort, exceptional convenience, and the freedom of freehold ownership. A must-see opportunity!

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$559,999
Land Transfer Taxes$10,475
Legal Fees (Est.)
$
Total cash required for closing$151,975

Total Monthly Obligation

$3,622/mo
Mortgage $2,824
Monthly Loss $2,879
Principal$743
Interest$2,081
Property Tax$423
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.5%1
5-Year IRR
9.0%29
10-Year IRR
9.8%
Returns Index
15.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,104/yr
NOI
$21,118/yr
Net Cash Flow
-$1,064/mo
Cash Margin
-37.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.628
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo43
Risk Index
23.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 28 Goldeye Street

Time

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Data last updated within the past 24 hours.