2 Gillivary Drive, Whitby

$1,275,000
2 Gillivary Drive

$1,275,000

New
23d
Detached2-Storey

2 Gillivary Drive, Whitby

Total Monthly Obligation $6,384

Beds
4
Baths
4
Park
4
Sqft
2500-3000
DOM
23d
Score
15
Yield
3.5%
Cash on Cash
-9.8%
Cap Rate
2.5%
5Y IRR
7.9%
10Y IRR
8.6%
Property Type-Detached
MLS® Number-E13845346
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-48.23 × 105.08 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$10,391 (2026)
Parking-6 - Built-In
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-Century 21 Infinity Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-Family Room
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Rural Whitby
Title-Residential Freehold

No agent assigned

Welcome to 2 Gillivary Dr! This home combines space, function and family living all together on a premium corner lot in a prestigious Whitby community. Offering approx. 2,800 sq. ft. above grade, this impressive 4-bedroom, 4-bath detached home stands out with 3 full bathrooms on the 2nd floor-a rare and highly functional layout for a growing or multi-generational family. An extra-large corner porch leads to the French-style main entrance.The thoughtfully designed main floor features a private enclosed home office, separate formal dining room and a spacious family room with a gas fireplace. An exceptional family-sized kitchen features extended cabinetry, abundant counter and storage space, a centre island, 2 refrigerators and a high-efficiency range hood, and opens to a bright breakfast area with a walkout to the backyard. Extensive hardwood flooring runs throughout the principal living areas and bedrooms.Upstairs, all 4 bedrooms are generously sized. The spacious primary bedroom features a 5-pc ensuite and walk-in closets with custom organizers. All additional bedrooms are conveniently served by either an ensuite or semi-ensuite bathroom. 2nd-floor laundry makes everyday family living even easier.The large unfinished basement offers plenty of room to create your own recreation space, gym or additional living area. and includes upgraded enlarged windows and a 3-pc bathroom rough-in. Extra long L-shape porch also comes together with extra size cold room. Outside, enjoy updated front landscaping (2025) and a widened driveway accommodating up to 5 vehicles plus a double garage-parking for up to 7 cars.Ideally located in a family-friendly West Whitby community close to schools, parks, trails, shopping and everyday amenities, with convenient access to Hwys 412, 407 & 401. A home designed not just to impress, but to work beautifully for real family life.

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Closing Costs

Mortgage Amount
$1,020,000
Land Transfer Taxes$21,975
Legal Fees (Est.)
$
Total cash required for closing$278,475

Total Monthly Obligation

$6,384/mo
Mortgage $5,143
Monthly Loss $5,031
Principal$1,353
Interest$3,790
Property Tax$866
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.3%0
5-Year IRR
5.2%12
10-Year IRR
6.9%
Returns Index
7.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$44,688/yr
NOI
$25,328/yr
Net Cash Flow
-$3,032/mo
Cash Margin
-81.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.413
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo23
Risk Index
15.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2 Gillivary Drive

Time

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Data last updated within the past 24 hours.