477 Cubert Street, Oshawa

$624,900
477 Cubert Street

$624,900

New
22d
Detached2-Storey

477 Cubert Street, Oshawa

Total Monthly Obligation $3,221

HausQ Valuation Report
Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
22d
Score
19
Yield
4.7%
Cash on Cash
-4.1%
Cap Rate
3.7%
5Y IRR
12.3%
10Y IRR
12.0%
Property Type-Detached
MLS® Number-E13848784
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-36.95 × 110.11 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Taxes-$3,900 (2026)
Parking-3 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Keller Williams Energy Real Estate
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-30/60 Days
Neighbourhood-Vanier
Title-Residential Freehold

No agent assigned

Family Friendly Neighbourhood with Convenient Access to the GO Train, Highway 401, Oshawa Shopping Centre and walk to school. A 2-storey home loaded with old-school charm. Western Facing Covered front porch, perfectly suited for afternoon tea in the sunroom or use as a mudroom. Fully Detached 3 Bedroom Home Offers Spacious Living And Formal Dining Room With Original Baseboards And Plenty Of Windows! Updated Kitchen Featuring Breakfast Bar, Stainless Appliances, And Extra Pantry Space. Bonus 2-piece bath on the main floor; separate entrance leads to the back deck and yard with mature gardens. Second Floor Features 3 Large Bedrooms. Separate staircase leads to the half-story attic space, easily convertible to an office, TV Room, or additional bedroom. Unfinished Basement With Above Grade Windows Some Updated Windows, Gas Furnace 2017.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$499,920
Land Transfer Taxes$8,973
Legal Fees (Est.)
$
Total cash required for closing$135,453

Total Monthly Obligation

$3,221/mo
Mortgage $2,521
Monthly Loss $2,557
Principal$663
Interest$1,857
Property Tax$325
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.1%1
5-Year IRR
8.5%26
10-Year IRR
9.4%
Returns Index
14.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,352/yr
NOI
$18,017/yr
Net Cash Flow
-$1,019/mo
Cash Margin
-41.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo50
Risk Index
25.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 477 Cubert Street

Time

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