17 Cody Avenue, Whitby

$999,900
17 Cody Avenue

$999,900

New
22d
Detached2-Storey

17 Cody Avenue, Whitby

Total Monthly Obligation $5,018

Beds
4
Baths
3
Park
2
Sqft
1500-2000
DOM
22d
Score
16
Yield
3.9%
Cash on Cash
-7.7%
Cap Rate
2.9%
5Y IRR
9.5%
10Y IRR
9.9%
Property Type-Detached
MLS® Number-E13850356
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-40.02 × 114.83 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$7,312.38 (2026)
Parking-4 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-TANYA TIERNEY TEAM REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Rec Room, Electric, Natural Gas
Pool-None
Facing-South
Exterior-Vinyl Siding, Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-Mid December/TBA
Neighbourhood-Brooklin
Title-Residential Freehold

No agent assigned

Welcome to this beautifully maintained 3+1 bedroom, 3 bath, Melody built family home nestled in a sought after Brooklin pocket, surrounded by mature gardens & wonderful curb appeal. A large front porch & interlocking walkway create an inviting first impression. Step inside to a welcoming entry with soaring cathedral ceilings open to the upper level, setting the tone for the bright & spacious interior. The main floor features 9ft ceilings & elegant formal living & dining rooms with hardwood floors - perfect for entertaining. The comfortable family room also features hardwood floors, a cozy gas fireplace & backyard views. At the heart of the home is the family sized kitchen featuring Caesarstone counters, breakfast bar, subway tile backsplash, pantry, stainless steel appliances & ceramic floors flowing into the spacious breakfast area. Sliding glass doors provide a walkout to the deck & fully fenced backyard complete with interlocking patio & mature trees offering privacy - an ideal space for outdoor dining, entertaining & relaxing. Convenient main floor laundry offers direct garage access plus an abundance of cabinetry & counter space. Upstairs you'll find 3 generous bedrooms, including an inviting primary retreat with double door entry, elegant wainscotting detail, walk-in closet with organizers & a 4pc ensuite featuring a relaxing corner soaker tub. Even more living space awaits in the finished basement with large above grade windows, spacious rec room with electric fireplace, built-in shelving & pot lights, plus a games area and 4th bedroom. Enjoy a fantastic Brooklin location just steps to schools, parks, downtown shops, library & the new Longo's plaza, with easy access to Hwys 407 & 412 for commuters. A wonderful family home in a location you'll love!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$799,920
Land Transfer Taxes$16,473
Legal Fees (Est.)
$
Total cash required for closing$217,953

Total Monthly Obligation

$5,018/mo
Mortgage $4,033
Monthly Loss $3,956
Principal$1,061
Interest$2,972
Property Tax$609
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.6%0
5-Year IRR
6.5%16
10-Year IRR
7.9%
Returns Index
9.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,264/yr
NOI
$23,525/yr
Net Cash Flow
-$2,073/mo
Cash Margin
-63.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.494
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo30
Risk Index
17.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 17 Cody Avenue

Time

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