6 Albert Street, Whitby

$849,900
6 Albert Street

$849,900

Price Change
22d
Detached1 1/2 Storey

6 Albert Street, Whitby

Total Monthly Obligation $4,348

HausQ Valuation Report
Beds
4
Baths
2
Park
4
Sqft
1100-1500
DOM
22d
Score
16
Yield
3.7%
Cash on Cash
-9.0%
Cap Rate
2.6%
5Y IRR
8.5%
10Y IRR
9.1%
Property Type-Detached
MLS® Number-E13851820
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-66 × 165 ft
Listed on site-Oct 1, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$6,541 (2025)
Parking-6 - Attached
Basement-Finished
Heating-Baseboard (Electric)
Brokerage-RE/MAX HALLMARK REALTY LTD.
Cooling-Wall Unit(s)
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Aluminum Siding, Stone
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Brooklin
Title-Residential Freehold

No agent assigned

Welcome to 6 Albert Street, a charming home set on an impressive 66 x 165 ft. lot in a quiet, family-friendly Whitby neighbourhood. Move in and enjoy the property as it is, renovate over time, or explore the potential to create your dream home on this expansive lot. With its generous dimensions and established setting, this property presents an excellent opportunity for families, renovators, builders, or buyers looking for long-term value. Inside, the home offers plenty of character, including a unique third-floor loft bedroom that provides flexible additional living space and a solid pine staircase leading to the basement. The oversized property provides abundant outdoor space with plenty of possibilities for gardening, entertaining, recreation, or future plans. Conveniently located close to shopping, schools, parks, everyday amenities, and Highway 407, this property combines a peaceful residential setting with easy access to everything Whitby has to offer. A rare opportunity to secure a substantial lot with a move-in-ready home and exciting future potential.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$679,920
Land Transfer Taxes$13,473
Legal Fees (Est.)
$
Total cash required for closing$184,953

Total Monthly Obligation

$4,348/mo
Mortgage $3,428
Monthly Loss $3,446
Principal$902
Interest$2,526
Property Tax$545
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.1%0
5-Year IRR
5.4%12
10-Year IRR
7.1%
Returns Index
7.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,416/yr
NOI
$17,233/yr
Net Cash Flow
-$1,992/mo
Cash Margin
-76.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.423
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
18.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 6 Albert Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.