1404 Trowbridge Drive, Oshawa

$775,000
1404 Trowbridge Drive

$775,000

New
23d
Detached2-Storey

1404 Trowbridge Drive, Oshawa

Total Monthly Obligation $3,946

Beds
4
Baths
4
Park
1
Sqft
1500-2000
DOM
23d
Score
18
Yield
4.8%
Cash on Cash
-3.6%
Cap Rate
3.8%
5Y IRR
12.7%
10Y IRR
12.3%
Property Type-Detached
MLS® Number-E13852126
Beds-4
Bathrooms-4
Size-1500-2000 sqft
Lot Size-32.48 × 100.19 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,340.4 (2026)
Parking-2 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-HOMELIFE/FUTURE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-60-90 Days
Neighbourhood-Centennial
Title-Residential Freehold

No agent assigned

Welcome To This Beautifully Maintained 3+1 Bedroom Home, Perfectly Situated On A Premium Lot Backing Onto Tranquil Green Space. Thoughtfully Upgraded With Stylish Pot Lights Throughout The Interior And Exterior, This Home Also Features A Professionally Finished Basement, Providing Additional Living Space For Family And Entertaining.The Main Level Offers An Ideal Layout With A Formal Living Room, Elegant Dining Room, And A Warm, Inviting Family Room Highlighted By A Cozy Fireplace.The Spacious Eat-In Kitchen Is Designed To Impress, Featuring Crisp White Cabinetry, Stainless Steel Appliances, Quartz Countertops, A Designer Backsplash, And A Walkout Through A Garden Door To The Patio-Creating The Perfect Setting For Seamless Indoor-Outdoor Living And Entertaining.Upstairs, The Spacious Primary Suite Includes A Walk-In Closet And A Private 4-Piece Ensuite. Two Additional Generously Sized Bedrooms Offer Ample Closet Space And Abundant Natural Light, Making Them Perfect For Family Members, Guests, Or A Home Office.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$620,000
Land Transfer Taxes$11,975
Legal Fees (Est.)
$
Total cash required for closing$168,475

Total Monthly Obligation

$3,946/mo
Mortgage $3,126
Monthly Loss $3,124
Principal$823
Interest$2,303
Property Tax$445
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.2%1
5-Year IRR
9.2%30
10-Year IRR
9.9%
Returns Index
16.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,440/yr
NOI
$23,856/yr
Net Cash Flow
-$1,138/mo
Cash Margin
-36.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
21.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1404 Trowbridge Drive

Time

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Data last updated within the past 24 hours.