38 Hallmark Way, Whitby

$764,900
38 Hallmark Way

$764,900

New
21d
Att/Row/Townhouse3-Storey

38 Hallmark Way, Whitby

Total Monthly Obligation $3,947

Beds
4
Baths
4
Park
1
Sqft
1500-2000
DOM
21d
Score
18
Yield
4.8%
Cash on Cash
-4.1%
Cap Rate
3.7%
5Y IRR
12.3%
10Y IRR
12.0%
Property Type-Att/Row/Townhouse
MLS® Number-E13854724
Beds-4
Bathrooms-4
Size-1500-2000 sqft
Lot Size-18 × 87 ft
Listed on site-Oct 2, 2026
Style-3-Storey
Building Type-Att/Row/Townhouse
Age-6-15
Taxes-$5,835 (2025)
Parking-2 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE TERRA REALTY
Cooling-Other
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Concrete, Stone
Roof-Shingles
Foundation-Concrete
Sewer-None
Possession-TBD
Neighbourhood-Lynde Creek
Title-Residential Freehold

No agent assigned

Welcome to this beautifully maintained Tiffany Homes townhome in Whitby's popular Queens Common community. Built just 5 years ago, his spacious home offers 4 bedrooms, 3.5 bathrooms, a finished basement, and parking for 2 vehicles (garage plus driveway), making it a great fit for families or anyone looking for extra space. The main floor features 9-foot ceilings, hardwood flooring, and a bright open-concept layout that's perfect for everyday living and entertaining. The modern kitchen comes with stainless steel appliances, plenty of cabinet space, and a large pantry. Pot lights throughout the home add a warm and inviting touch, while the main floor laundry provides added convenience . You'll also enjoy great outdoor space with a private backyard and two balconies, perfect for your morning coffee, relaxing after work, or spending time with the family and friends. The finished basement with a full bathroom gives you even more living space and can easily be used as a recreation room, home office, guest bedroom, gym, or for extended family. The location is hard to beat. Des Newman WhitBEE Park is just a 5 minute walk away, offering pickleball courts, soccer fields, walking trails, a splash pad, playgrounds, and plenty of green space. Public transit is only 2 minute away, and you're just minutes from No Frills, Shoppers Drug Mart, restaurants, schools, and other everyday conveniences. If you're looking for a move-in-ready home in one of Whitby's fastest growing and most family friendly neighbourhoods, this is one you won't want to miss.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$611,920
Land Transfer Taxes$11,773
Legal Fees (Est.)
$
Total cash required for closing$166,253

Total Monthly Obligation

$3,947/mo
Mortgage $3,085
Monthly Loss $3,135
Principal$812
Interest$2,273
Property Tax$486
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.7%1
5-Year IRR
8.8%28
10-Year IRR
9.7%
Returns Index
15.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,792/yr
NOI
$22,778/yr
Net Cash Flow
-$1,187/mo
Cash Margin
-38.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.627
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
21.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 38 Hallmark Way

Time

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Data last updated within the past 24 hours.