3 Bluewater Avenue, Toronto E06

$979,900
3 Bluewater Avenue

$979,900

New
21d
DetachedBungalow

3 Bluewater Avenue, Toronto E06

Total Monthly Obligation $4,766

Beds
5
Baths
4
Park
2
Sqft
700-1100
DOM
21d
Score
18
Yield
4.5%
Cash on Cash
-4.3%
Cap Rate
3.7%
5Y IRR
12.1%
10Y IRR
11.9%
Property Type-Detached
MLS® Number-E13856916
Beds-5
Bathrooms-4
Size-700-1100 sqft
Lot Size-54 × 122 ft
Listed on site-Oct 2, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,264 (2025)
Parking-3 - Attached
Basement-Separate Entrance, Finished
Heating-Radiant (Other)
Brokerage-HOMELIFE EAGLE REALTY INC.
Cooling-Other
Laundry-No
Fireplace-Family Room
Pool-Inground
Facing-South
Exterior-Brick, Stone
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Birchcliffe-Cliffside
Title-Residential Freehold

No agent assigned

The Perfect 3+2 Bedroom & 4 Full Bathroom *All Brick Detached Bungalow* Situated On A Premium 54 X 122 Ft Corner Lot* South Of Kingston Rd* Surrounded By Nature & Custom Built Homes* Enjoy Approximately 1,900 Sq Ft Of Total Living Space Including The Finished Basement* Exceptional Outdoor Space Featuring A Fully Fenced* Private Backyard* Mature Trees* Landscaped Gardens & A South-Facing In-Ground Pool W/ Concrete Surround* Endless Possibilities For Outdoor Entertaining, A Pool House, Outdoor Kitchen Or Potential Garden Suite* No Sidewalk* Parking For 3 Vehicles Including A Built-In Garage W/ Additional Storage* Brand New Two-Tone Kitchen W/ Custom Cabinetry* Floor-To-Ceiling Pantry Walls* Porcelain Tile Flooring* Matte Black Subway-Style Backsplash* Undermount Sink* New Stainless Steel Kitchen Appliances* Bright Living & Dining Area W/ Large Window* Crown Moulding* Pot Lights & Feature Fireplace Wall* Spacious Bedrooms W/ Smooth Ceilings* LED Lighting* Generous Closets & Contemporary Black Hardware* Multiple Full Bathrooms Featuring Floor-To-Ceiling Tiling* Glass-Enclosed Showers* Shampoo Niches & Modern Vanities* Finished Basement W/ Separate Entrance, 2 Bedrooms* 2 Full Bathrooms* Kitchenette/Laundry Area & Flexible Storage Space* Concrete Walkway To Separate Entrance W/ Tree-Lined Privacy * Fully Fenced Backyard W/ Armour-Stone Retaining Wall* Prime Cliffside Location Within Walking Distance To Cliffside Ravine Park & Trails* Minutes To The Scarborough Bluffs, Shops & Restaurants Along Kingston Road, Transit & Convenient Access To Downtown Toronto* Must See! Don't Miss*

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$783,920
Land Transfer Taxes$16,073
Legal Fees (Est.)
$
Total cash required for closing$213,553

Total Monthly Obligation

$4,766/mo
Mortgage $3,953
Monthly Loss $3,726
Principal$1,040
Interest$2,913
Property Tax$439
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.4%1
5-Year IRR
9.0%29
10-Year IRR
9.7%
Returns Index
15.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,884/yr
NOI
$29,732/yr
Net Cash Flow
-$1,475/mo
Cash Margin
-40.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
19.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 3 Bluewater Avenue

Time

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