265 Haig Street, Oshawa

$550,000
265 Haig Street

$550,000

New
18d
Detached2 1/2 Storey

265 Haig Street, Oshawa

Total Monthly Obligation $2,968

HausQ Valuation Report
Beds
4
Baths
3
Park
2
Sqft
1500-2000
DOM
18d
Score
22
Yield
6.1%
Cash on Cash
1.1%
Cap Rate
4.8%
5Y IRR
16.4%
10Y IRR
15.3%
Property Type-Detached
MLS® Number-E13861672
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-33 × 96.41 ft
Listed on site-Oct 5, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$4,489.73 (2026)
Parking-2 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-DAN PLOWMAN TEAM REALTY INC.
Cooling-Window Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Concrete Block, Wood
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-O'Neill
Title-Residential Freehold

No agent assigned

Welcome To This Charming 2.5 Storey Detached Home Featuring 4 Bedrooms And 3 Bathrooms That Offers Generous Living Space For Families Or Those Needing Room To Grow. This Approximately 1,500 Square Foot Property Includes Bright Rooms, A Functional Layout, And Comfortable Bedroom Sizes Throughout. The 3rd Level Really Adds So Much More Versatility To This Home With An Additional Open Concept Family Room Beside Another Bedroom, A 4-Piece Bathroom And A Rough In For A Kitchenette. Conveniently Located Close To Transit, Schools, And Major Amenities At The Ritson/Wilson Shopping Plaza Like Costco, No Frills, Restaurants And So Much More. A Walking Trail Directly Behind The Home Is Perfect For Outdoor Enjoyment. A Fantastic Opportunity To Own A Spacious Home In A Highly Accessible, Family Friendly Neighbourhood. Perfect For First Time Home Buyers Looking For That Extra Space For All Your Family Needs!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$440,000
Land Transfer Taxes$7,475
Legal Fees (Est.)
$
Total cash required for closing$118,975

Total Monthly Obligation

$2,968/mo
Mortgage $2,219
Monthly Loss $2,384
Principal$584
Interest$1,635
Property Tax$374
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.6%3
5-Year IRR
12.0%50
10-Year IRR
12.2%
Returns Index
26.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,480/yr
NOI
$21,142/yr
Net Cash Flow
-$457/mo
Cash Margin
-16.4%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.7914
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
28.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 265 Haig Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.