776 Gerrard Street E, Toronto E01

$1,100,000
776 Gerrard Street E

$1,100,000

Price Change
18d
Semi-Detached 2-Storey

776 Gerrard Street E, Toronto E01

Total Monthly Obligation $5,148

Beds
4
Baths
2
Park
1
Sqft
1100-1500
DOM
18d
Score
18
Yield
4.5%
Cash on Cash
-3.5%
Cap Rate
3.8%
5Y IRR
12.8%
10Y IRR
12.4%
Property Type-Semi-Detached
MLS® Number-E13862454
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-19.02 × 122.09 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$4,026 (2026)
Parking-1 - Detached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK REALTY LTD.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-South Riverdale
Title-Residential Freehold

No agent assigned

Calling all renovators, contractors and buyers looking to create something special in the heart of South Riverdale. This charming 3 bedroom, 2 bathroom home is filled with original character, including classic wood trim and hardwood floors throughout. Offering an excellent opportunity to renovate, restore and customize, the home features a functional layout with plenty of potential to bring your vision to life. Rear laneway access and a private garage add valuable convenience. Ideally located in the heart of Chinatown, close to TTC, schools, parks, shops, restaurants and everyday amenities. A rare opportunity to transform a character filled home in one of Toronto's most vibrant and established communities.

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$
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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$880,000
Land Transfer Taxes$18,475
Legal Fees (Est.)
$
Total cash required for closing$239,975

Total Monthly Obligation

$5,148/mo
Mortgage $4,437
Monthly Loss $3,980
Principal$1,168
Interest$3,269
Property Tax$336
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.4%1
5-Year IRR
9.7%33
10-Year IRR
10.3%
Returns Index
17.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$49,176/yr
NOI
$35,732/yr
Net Cash Flow
-$1,459/mo
Cash Margin
-35.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
18.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 776 Gerrard Street E

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.