41 Toscana Drive, Whitby

$719,000
41 Toscana Drive

$719,000

New
17d
Att/Row/Townhouse2-Storey

41 Toscana Drive, Whitby

Total Monthly Obligation $3,714

Beds
4
Baths
4
Park
2
Sqft
1500-2000
DOM
17d
Score
19
Yield
5.0%
Cash on Cash
-3.3%
Cap Rate
3.9%
5Y IRR
13.0%
10Y IRR
12.6%
Property Type-Att/Row/Townhouse
MLS® Number-E13866194
Beds-4
Bathrooms-4
Size-1500-2000 sqft
Lot Size-19.69 × 121.39 ft
Listed on site-Oct 6, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$5,267.29 (2025)
Parking-3 - Built-In
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL HERITAGE REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Taunton North
Title-Residential Freehold

No agent assigned

Exceptional TRUE freehold townhome (no monthly fees!) in one of Whitby's most sought-after neighbourhoods. Attached only at the garage on one side (like a semi!) Offering a true 4-bedroom layout this home delivers the space, comfort, and functionality that growing families and entertainers dream of. This model is much larger than others in the same pocket! Step inside to an oversized open-concept living and dining area, perfect for hosting gatherings, movie nights, or holiday celebrations. The seamless flow continues into a bright kitchen and living room overlooking the backyard, creating the ideal hub for everyday living. Enjoy the convenience of direct access from the garage, making daily routines effortless in every season. Outside, the generously sized private yard is ready for summer BBQs, kids' playtime, or simply relaxing in your own outdoor oasis. Upstairs, you'll find four spacious bedrooms, offering flexibility for family, guests, home offices, or hobby rooms-an incredibly rare advantage in a townhome. Located in an amazing Whitby neighbourhood, you're surrounded by top-rated schools, parks, trails, shopping, and easy commuter access. This is the kind of community people wait years to get into. A wonderful opportunity with unmatched value-don't miss your chance to make this exceptional home yours.

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%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$575,200
Land Transfer Taxes$10,855
Legal Fees (Est.)
$
Total cash required for closing$156,155

Total Monthly Obligation

$3,714/mo
Mortgage $2,900
Monthly Loss $2,951
Principal$763
Interest$2,137
Property Tax$439
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.0%1
5-Year IRR
9.3%31
10-Year IRR
10.1%
Returns Index
16.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,760/yr
NOI
$22,417/yr
Net Cash Flow
-$1,032/mo
Cash Margin
-34.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
22.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 41 Toscana Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.