139 Oceanpearl Crescent, Whitby

$748,800
139 Oceanpearl Crescent

$748,800

New
17d
DetachedBungalow-Raised

139 Oceanpearl Crescent, Whitby

Total Monthly Obligation $3,872

Beds
3
Baths
3
Park
2
Sqft
1500-2000
DOM
17d
Score
17
Yield
4.4%
Cash on Cash
-6.1%
Cap Rate
3.3%
5Y IRR
10.8%
10Y IRR
10.8%
Property Type-Detached
MLS® Number-E13866352
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-29.53 × 98.91 ft
Listed on site-Oct 6, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-16-30
Taxes-$5,714.98 (2025)
Parking-3 - Built-In
Basement-Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-SUTTON GROUP - SUMMIT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-FLEXIBLE
Neighbourhood-Blue Grass Meadows
Title-Residential Freehold

No agent assigned

PRICED TO SELL !!!MOTIVATED !!Beautiful Family Home located in quiet, desirable neighbourhood and move in ready! 3 bedroom 3 bathroom Raised Bungalow with walkout lower level to a pergol acovered patio. Entering the main entrance of the home, The hardwood staircase takes you to the main floor where you find yourself in the open & spacious great room with Hardwood floors, great for entertaining. A large eat-in kitchen boasts Granite Countertops, Stainless Steel Appliances And Breakfast Bar. From the dining area of the kitchen there is a W/O to a relaxing south facing balcony over looking Oceanpearl Park with a pond, park and play area for the kids. In the Large Primary Bedroom you will find a walk-in closet, 4pc ensuite with Jacuzzi Tub & Separate Shower. A second bedroom overlooking the backyard & a second 4pc bathroom completes the main floor. The above grade lower level, which has in-law suite potential, consists of aover sized foyer W/separate entrance from the outside of the home along with another entrance from the B/I garage. This level also boasts the Third Bedroom of the house, a 4pc bathroom, separate laundry room and a large great room. Walkout from the great room leads to fully fenced backyard with pergola, relaxing outdoor TV viewing area for entertaining and a cedar tiki bar shed that is definitely worth viewing can be used as a garden shed, a bar or just a relaxing quiet place. Beautiful gardens and no maintenance artificial grass complete the backyard. Location can't be beat: Quiet Family friendly Street, Close to Whitby Mall, Groceries, Transit,Go Station & Oshawa Center.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$599,040
Land Transfer Taxes$11,451
Legal Fees (Est.)
$
Total cash required for closing$162,711

Total Monthly Obligation

$3,872/mo
Mortgage $3,020
Monthly Loss $3,077
Principal$795
Interest$2,226
Property Tax$476
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.5%1
5-Year IRR
7.4%20
10-Year IRR
8.6%
Returns Index
11.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,760/yr
NOI
$19,269/yr
Net Cash Flow
-$1,415/mo
Cash Margin
-51.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
21.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 139 Oceanpearl Crescent

Time

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