34 Huggins Drive, Whitby

$1,469,000
34 Huggins Drive

$1,469,000

New
20d
Detached2-Storey

34 Huggins Drive, Whitby

Total Monthly Obligation $7,244

Beds
5
Baths
5
Park
6
Sqft
3000-3500
DOM
20d
Score
15
Yield
3.6%
Cash on Cash
-9.1%
Cap Rate
2.6%
5Y IRR
8.5%
10Y IRR
9.0%
Property Type-Detached
MLS® Number-E13869170
Beds-5
Bathrooms-5
Size-3000-3500 sqft
Lot Size-13.98 × 30.59 ft
Listed on site-Oct 3, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$11,323 (2025)
Parking-8 - Attached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-GET SOLD REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-flexible
Neighbourhood-Rural Whitby
Title-Residential Freehold

No agent assigned

Impressive 4+1 bedroom, Large 4-bathroom home offering beautifully finished living space, ideally located just minutes from Hwys 401 & 407. Approximately 6 years old and benefiting from green space on one side for added privacy and an open feel. Generously sized bedrooms feature private washrooms, including a spacious primary retreat with skylight. Soaring 9+ ft. ceilings, pot lights and high-grade hardwood flooring enhance the bright, modern interior. The gourmet kitchen is designed to impress with stainless steel appliances, gas stove, oversized refrigerator, wine fridge, garbage disposal, extensive counter space and an abundance of windows providing excellent natural light. Custom closet organizers provide excellent storage throughout. Mostly finished basement features high ceilings, an additional bedroom and separate entrance, offering excellent flexibility for extended family, additional living space or potential rental income. Attached double garage with total parking for up to 6 vehicles. A spacious, modern home combining quality finishes, generous room sizes, privacy and convenient highway access. The property benefits from Green Space on one side, allowing privacy, serenity and more natural lighting inside.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,175,200
Land Transfer Taxes$25,855
Legal Fees (Est.)
$
Total cash required for closing$321,155

Total Monthly Obligation

$7,244/mo
Mortgage $5,926
Monthly Loss $5,685
Principal$1,559
Interest$4,366
Property Tax$944
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.4%0
5-Year IRR
5.9%14
10-Year IRR
7.4%
Returns Index
8.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$53,100/yr
NOI
$31,967/yr
Net Cash Flow
-$3,262/mo
Cash Margin
-73.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.454
LTV Ratio
80.0%18
Vacancy Buffer
1.3 mo21
Risk Index
14.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 34 Huggins Drive

Time

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