176 Burk Street, Oshawa

$650,000
176 Burk Street

$650,000

New
16d
Detached1 1/2 Storey

176 Burk Street, Oshawa

Total Monthly Obligation $3,354

Beds
3
Baths
2
Park
4
Sqft
700-1100
DOM
16d
Score
17
Yield
4.2%
Cash on Cash
-6.5%
Cap Rate
3.2%
5Y IRR
10.5%
10Y IRR
10.6%
Property Type-Detached
MLS® Number-E13874102
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-40.02 × 207.27 ft
Listed on site-Oct 7, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$4,285 (2026)
Parking-5 - Detached
Basement-Full, Partially Finished
Heating-Forced Air (Ground Source)
Brokerage-RIGHT AT HOME REALTY
Cooling-Other
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Vanier
Title-Residential Freehold

No agent assigned

Welcome to this beautifully updated all-brick home, nestled on an impressive 40' x 207' lot in the heart of Oshawa! Set in a mature, established community, this home offers a combination of space and modern updates, all within walking distance to a wealth of amenities. The main floor boasts 9 ft ceilings, over 1550 square feet of finished living space and features three comfortable bedrooms, a bright and inviting living area, and a beautifully renovated eat-in kitchen with stone countertops, stainless steel appliances and a large window overlooking the backyard. A walkout leads directly to the newer composite deck, creating a wonderful connection to the outdoors. Engineered hardwood and neutral finishes flow throughout the home. Upstairs, discover a HUGE loft- an incredibly versatile space perfect for a home office, gym, playroom, studio or additional living space. The unique pull-down staircase adds to the character and functionality of this special bonus area. The recently finished basement provides even more living space, including a potential flex area, an additional bedroom, 4-piece bathroom featuring a beautiful glass walk-in shower, and a convenient dedicated laundry room. Numerous updates throughout include a waterproofed basement with newly installed sump pump, newer windows (2021), new insulation from basement to attic, newer front door, recently stained front deck, exterior pot lights, updated plumbing and more. Enjoy the efficiency and comfort of geothermal heating and cooling- no need for natural gas! ($150/month in summer & $200/month in winter) and a separate water filtration system for good quality drinking water. Outside, the expansive private backyard offers plenty of room to enjoy, while the oversized insulated detached garage measures approximately 13' x 23' and includes hydro and storage loft. The large driveway provides ample parking. A truly unique home offering flexibility and an exceptional lot in a fantastic Oshawa location!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$520,000
Land Transfer Taxes$9,475
Legal Fees (Est.)
$
Total cash required for closing$140,975

Total Monthly Obligation

$3,354/mo
Mortgage $2,622
Monthly Loss $2,664
Principal$690
Interest$1,932
Property Tax$357
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.2%1
5-Year IRR
6.9%18
10-Year IRR
8.2%
Returns Index
10.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,384/yr
NOI
$15,861/yr
Net Cash Flow
-$1,300/mo
Cash Margin
-57.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.505
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
23.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 176 Burk Street

Time

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