995 Cedar Street, Oshawa

$754,500
995 Cedar Street

$754,500

New
16d
Detached1 1/2 Storey

995 Cedar Street, Oshawa

Total Monthly Obligation $3,867

Beds
3
Baths
2
Park
6
Sqft
1100-1500
DOM
16d
Score
18
Yield
4.9%
Cash on Cash
-3.6%
Cap Rate
3.8%
5Y IRR
12.7%
10Y IRR
12.3%
Property Type-Detached
MLS® Number-E13874524
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-86.95 × 140.17 ft
Listed on site-Oct 7, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$5,381 (2025)
Parking-11 - Detached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Career Real Estate Services Ltd.
Cooling-None
Laundry-No
Fireplace-Electric
Pool-None
Facing-South
Exterior-Stone, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-Immediate/TBA
Neighbourhood-Lakeview
Title-Residential Freehold

No agent assigned

Power Of Sale - Stunning Home With An Approx.1200 Sq Ft Detached Hobbyshop/Garage, With Its Own Driveway! One-Of-A-Kind Properties Rarely Found In The City, Features A 4-6 Car Detached Garage, Single "Truck-Size" Attached Garage, And Large Pool Sized Fenced Lot. The Home Has Been Updated Throughout With The Finest Materials Displaying Custom Craftmanship Everywhere You Look. The Entertainers Chef's Kitchen Features Granite Counters, Under And Above Cabinet Lighting, Pot Filler Facet, Soft Close Cabinets, Plenty Of Pantries, Crown Moulding, Breakfast Area With Skylight And Double Entrance Out To Deck/Yard. Separate Living And Dining Rooms Feature Gorgeous Hardwood Flooring, Crown Mouldings, Wainscotting, And Hidden Ambient Lighting. The Second Level Primary Bedroom Has His/Her Closets, Soaring Ceilings, Beautiful Hardwood Flooring, And The 2nd Bedroom Also Has The Same Beautiful Hardwood Flooring And His/Her Closets With A Dresser Nook. The 4-Piece Bathroom Is Completely Custom With High-End Cabinetry And Granite Counter, Jetted Tub With Dual Shower Head W/ Rain Shower, Linen Closet, And Pot Lights. The Basement Includes A Large Cosy Family Room With Electric B/I Fireplace, Harwood Floors, 3rd Bedroom, And Another Custom Fitted 3-Piece Bathroom With Heated Floors, Walk-In Shower With All The Bells And Whistles, Combined With Hand Laundry Area. This Home Must Be Seen!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$603,600
Land Transfer Taxes$11,565
Legal Fees (Est.)
$
Total cash required for closing$163,965

Total Monthly Obligation

$3,867/mo
Mortgage $3,043
Monthly Loss $3,066
Principal$801
Interest$2,243
Property Tax$448
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.2%1
5-Year IRR
9.2%30
10-Year IRR
9.9%
Returns Index
16.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,732/yr
NOI
$23,178/yr
Net Cash Flow
-$1,112/mo
Cash Margin
-36.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
22.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 995 Cedar Street

Time

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Data last updated within the past 24 hours.