91A Wilmot Trail, Clarington

$690,000
91A Wilmot Trail

$690,000

New
15d
DetachedBungalow

91A Wilmot Trail, Clarington

Total Monthly Obligation $3,405

HausQ Valuation Report
Beds
2
Baths
3
Park
2
Sqft
700-1100
DOM
15d
Score
18
Yield
4.2%
Cash on Cash
-5.4%
Cap Rate
3.4%
5Y IRR
11.3%
10Y IRR
11.2%
Property Type-Detached
MLS® Number-E13876178
Beds-2
Bathrooms-3
Size-700-1100 sqft
Listed on site-Oct 8, 2026
Style-Bungalow
Building Type-Detached
Taxes-$2,962.21 (2026)
Parking-3 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE TERREQUITY REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Bowmanville
Title-Residential Freehold

No agent assigned

Your wait is over! Discover this spacious bungalow with a fully finished basement and garage in the highly sought-after Wilmot Creek Adult Lifestyle Community on the shores of Lake Ontario. Designed for comfort and connection, this beautifully maintained home features hardwood floors, an open-concept living and dining area ideal for entertaining, and an updated eat-in kitchen with stainless steel appliances, new counters, backsplash, ceramic flooring, new furnace, hot water tank and two sumb pumps. Step outside to a large deck with a covered gazebo, perfect for relaxing after enjoying the community's impressive amenities, including a private golf course, two heated pools, tennis and pickleball courts, fitness center, theatre room, and more. The split-bedroom layout with two full bathrooms ensures privacy and convenience, while the main-floor laundry and private driveway for two cars. With scenic walking trails, hobby clubs, and Lake Ontario just steps away, 91A Wilmot Creek offers the perfect blend of style, space, and vibrant lifestyle - all just 40 minutes from Toronto.

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$
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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$552,000
Land Transfer Taxes$10,275
Legal Fees (Est.)
$
Total cash required for closing$149,775

Total Monthly Obligation

$3,405/mo
Mortgage $2,783
Monthly Loss $2,673
Principal$732
Interest$2,051
Property Tax$247
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.0%1
5-Year IRR
7.7%22
10-Year IRR
8.8%
Returns Index
12.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,872/yr
NOI
$18,523/yr
Net Cash Flow
-$1,240/mo
Cash Margin
-51.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.556
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo47
Risk Index
23.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 91A Wilmot Trail

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.