1116 Green Street, Whitby

$874,900
1116 Green Street

$874,900

New
15d
Detached2-Storey

1116 Green Street, Whitby

Total Monthly Obligation $4,435

Beds
4
Baths
3
Park
2
Sqft
2000-2500
DOM
15d
Score
19
Yield
5.0%
Cash on Cash
-3.1%
Cap Rate
3.9%
5Y IRR
13.1%
10Y IRR
12.7%
Property Type-Detached
MLS® Number-E13877060
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-45.04 × 142.14 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,373.28 (2026)
Parking-4 - Detached
Basement-Separate Entrance, Finished
Heating-Heat Pump (Electric)
Brokerage-RE/MAX Rouge River Realty Ltd.
Cooling-Other
Laundry-No
Fireplace-Family Room, Natural Gas, Rec Room
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-FLEX/TBA
Neighbourhood-Downtown Whitby
Title-Residential Freehold

No agent assigned

Welcome to 1116 Green St, a fully upgraded two-storey detached family home filled with natural light, located in one of Downtown Whitby's most sought-after neighbourhoods.. At just over 2,000 sq. Ft above grade, this beautiful home features an oversized, bright and spacious, modern kitchen with quartz countertops, two sinks and brand new stainless steel fridge and stove (2026). Perfect for family gatherings and entertaining. There is a walkout from the kitchen to a stone patio with a pergola and backyard oasis featuring: interlocking pathways, water lily pond (new pump 2026), fruit trees, grape vine and perennial gardens. A gardener's delight! All bedrooms have hardwood flooring and all 3 bathrooms have been upgraded with marble/porcelain wall tile, including an upstairs bathroom reno (2019, new toilet 2025) and a main floor bathroom reno (2024). Updates include: Mitsubishi Zuba heat pump/air exchange system (2018), serviced yearly with warranty remaining. Hot water tank (2024), Siding (2022), Two gas fireplaces , recently serviced. Brand new paved driveway. The home also has a finished basement with side entrance and a detached heated garage/workshop with ample parking. It's a short walk to Sir William Stephenson, the Safety Village, Go train Station, transit, shops and parks with quick and easy access to the 401 and 412. Very energy efficient and includes a solar panel system that is owned, generates monthly income (see attachments) and is fully transferable. Move in and enjoy!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$699,920
Land Transfer Taxes$13,973
Legal Fees (Est.)
$
Total cash required for closing$190,453

Total Monthly Obligation

$4,435/mo
Mortgage $3,529
Monthly Loss $3,507
Principal$929
Interest$2,600
Property Tax$531
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.5%1
5-Year IRR
9.7%33
10-Year IRR
10.4%
Returns Index
17.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,440/yr
NOI
$28,223/yr
Net Cash Flow
-$1,177/mo
Cash Margin
-32.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo34
Risk Index
20.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1116 Green Street

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