1164 Stire Street, Oshawa

$869,900
1164 Stire Street

$869,900

New
15d
Detached2-Storey

1164 Stire Street, Oshawa

Total Monthly Obligation $4,449

Beds
4
Baths
3
Park
4
Sqft
2000-2500
DOM
15d
Score
17
Yield
4.5%
Cash on Cash
-5.3%
Cap Rate
3.4%
5Y IRR
11.4%
10Y IRR
11.3%
Property Type-Detached
MLS® Number-E13877504
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-36.09 × 112.55 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,780 (2026)
Parking-6 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL STAR REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-60 DAYS/TBA
Neighbourhood-Pinecrest
Title-Residential Freehold

No agent assigned

Nestled within Oshawa's peaceful Pinecrest neighborhood Fabulous 4Bedrm, 3 Bathrm Home With Amazing Curb S Double Door Entry! Concept, Vaulted Ceilings In Fam Rm And 2nd Bedrm, Flat Ceiling In Lx/Dr/Kit, S/S Appliances, professionally Finished Basement W/ pot Lights, Upgraded Light Fixtures, 2nd Floor Laundry, Direct Door From Garage To House, Enjoy The Garden With Deck & Gazebo, Freshly Painted & Shows To Perfection ! The main level features a spacious layout, including a formal dining room and a large living room perfect for entertaining guests. The modern kitchen boasts stainless steel appliances, a breakfast area, and a walkout to a backyard oasis, ideal for gatherings. Upstairs, discover four bright and generously sized bedrooms, each offering ample natural light. Easy access to Hwy 401 & 407, Costco, Durham College, Ontario Tech, and top-rated schools. This is a fantastic opportunity to a well -maintained, move-in-ready home.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$695,920
Land Transfer Taxes$13,873
Legal Fees (Est.)
$
Total cash required for closing$189,353

Total Monthly Obligation

$4,449/mo
Mortgage $3,509
Monthly Loss $3,526
Principal$923
Interest$2,586
Property Tax$565
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.6%1
5-Year IRR
8.1%24
10-Year IRR
9.1%
Returns Index
13.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,372/yr
NOI
$24,155/yr
Net Cash Flow
-$1,496/mo
Cash Margin
-45.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo34
Risk Index
19.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1164 Stire Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.