14 Watford Street, Whitby

$989,000
14 Watford Street

$989,000

New
15d
DetachedBungalow

14 Watford Street, Whitby

Total Monthly Obligation $5,024

Beds
2
Baths
2
Park
2
Sqft
1500-2000
DOM
15d
Score
16
Yield
4.1%
Cash on Cash
-7.1%
Cap Rate
3.1%
5Y IRR
10.0%
10Y IRR
10.2%
Property Type-Detached
MLS® Number-E13878874
Beds-2
Bathrooms-2
Size-1500-2000 sqft
Lot Size-49.25 × 114.92 ft
Listed on site-Oct 8, 2026
Style-Bungalow
Building Type-Detached
Age-16-30
Taxes-$7,921.67 (2026)
Parking-4 - Built-In
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 LEADING EDGE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Brooklin
Title-Residential Freehold

No agent assigned

Attention Empty Nesters, welcome to 14 Watford St in the quaint town of Brooklin! This quality built, 2 bedroom bungalow by Tribute Homes offers an impressive open concept layout with 1735sqft of main floor living. It features a covered front porch, a welcoming foyer with a "wow factor" vaulted ceiling, large sun-filled living and dining room combo, family sized eat-in kitchen with terrific storage and large breakfast bar overlooking the great room with vaulted ceiling, hardwood floors & gas fireplace. Spacious primary bedroom with walk-in closet and an updated 4pc ensuite (wheel chair accessible double sink & shower). Large second bedroom with double closet. An updated 4pc main floor bath with solar tube providing natural light, large laundry room with double closet, window, and garage access, hardwood main floor hallway, and an open to below staircase with lift. Full sized, partially finished basement with large recreation room (above grade windows) and plenty of storage (easy to add 3rd bedroom if desired). Enjoy entertaining family and friends on your west facing deck and private yard. This home is a must see!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$791,200
Land Transfer Taxes$16,255
Legal Fees (Est.)
$
Total cash required for closing$215,555

Total Monthly Obligation

$5,024/mo
Mortgage $3,989
Monthly Loss $3,975
Principal$1,050
Interest$2,940
Property Tax$660
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-11.0%1
5-Year IRR
7.0%18
10-Year IRR
8.2%
Returns Index
10.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,908/yr
NOI
$24,396/yr
Net Cash Flow
-$1,956/mo
Cash Margin
-57.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo30
Risk Index
17.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 14 Watford Street

Time

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