104 Christine Elliott Avenue, Whitby

$1,020,000
104 Christine Elliott Avenue

$1,020,000

New
14d
Detached2-Storey

104 Christine Elliott Avenue, Whitby

Total Monthly Obligation $5,115

HausQ Valuation Report
Beds
4
Baths
4
Park
3
Sqft
2000-2500
DOM
14d
Score
17
Yield
4.4%
Cash on Cash
-5.7%
Cap Rate
3.4%
5Y IRR
11.0%
10Y IRR
11.0%
Property Type-Detached
MLS® Number-E13883124
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-28 × 100 ft
Listed on site-Oct 9, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$7,513 (2026)
Parking-4 - Built-In
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 NEW CONCEPT
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-60-89 days
Neighbourhood-Rural Whitby
Title-Residential Freehold

No agent assigned

Just 4 Years New Beautifully Laid Out House With 9 Ft Ceiling Which Gives Lots Of Sunlight..!! Home. Hardwood Floors With Cast Iron SpindlesTo The Second Floor. A Very Modern Kitchen With Cobalt Countertop. And Kitchen Centre Island And Back Splash. This Beautiful House Has ABackyard With Chain Linked Fence, Backing On To The Park (More Privacy). Backyard Has A Deck... And Fully Finished Basement...!!! ProximityTo Park & Beautiful Trail...To Enjoy Leisure.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$816,000
Land Transfer Taxes$16,875
Legal Fees (Est.)
$
Total cash required for closing$222,375

Total Monthly Obligation

$5,115/mo
Mortgage $4,114
Monthly Loss $4,033
Principal$1,083
Interest$3,032
Property Tax$626
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%16
Cash-on-Cash
-9.7%1
5-Year IRR
8.0%23
10-Year IRR
9.0%
Returns Index
12.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$44,520/yr
NOI
$28,055/yr
Net Cash Flow
-$1,776/mo
Cash Margin
-47.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
17.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 104 Christine Elliott Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.