45 Lake Trail Way, Whitby

$780,000
45 Lake Trail Way

$780,000

New
14d
Att/Row/Townhouse3-Storey

45 Lake Trail Way, Whitby

Total Monthly Obligation $4,107

Beds
3
Baths
4
Park
1
Sqft
2000-2500
DOM
14d
Score
18
Yield
4.8%
Cash on Cash
-4.6%
Cap Rate
3.6%
5Y IRR
11.9%
10Y IRR
11.7%
Property Type-Att/Row/Townhouse
MLS® Number-E13884060
Beds-3
Bathrooms-4
Size-2000-2500 sqft
Lot Size-18.01 × 90.78 ft
Listed on site-Oct 9, 2026
Style-3-Storey
Building Type-Att/Row/Townhouse
Age-0-5
Taxes-$7,023.06 (2026)
Parking-2 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-PUBLIC TRUST REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Brooklin
Title-Residential Freehold

No agent assigned

Luxury Zancor-Built End-Unit Townhome Located In The Desirable Brooklin Community Of North Whitby. Offers Approximately 2,350-2,400 Sq. Ft. Of Bright, Upgraded, Multi-Level Living Space. Features Three Spacious Bedrooms, Four Bathrooms, Three Private Balconies, And A Backyard Walkout. Extra Windows, Nine-Foot Ceilings, And An Open-Concept Design Provide Abundant Natural Light. Hardwood Flooring Extends Throughout The Home, Including The Staircase, Creating A Seamless And Elegant Finish. The Home Includes Separate Family, Living, Dining, Recreation, And Flexible Office Or Play Areas. The Gourmet Kitchen Has Quartz Countertops, A Centre Island, A Spacious Server Area, Stainless Steel Appliances, And Ample Cabinetry. Multiple Indoor-Outdoor Entertaining Areas Enhance The Main Living Spaces. The Primary Suite Includes A Private Balcony, Custom Walk-In Closet, And Spa-Inspired Five-Piece Ensuite. The Main-Floor Laundry Room Features A Convenient Utility Sink And Direct Garage Access, While The Unfinished Basement Provides Ample Storage And Future Customization Potential. The Spacious Backyard Offers The Option To Be Fenced And Overlooks A Peaceful Open Green Space. The Property Has Been Thoughtfully Upgraded, Freshly Painted, And Meticulously Maintained. It Is Close To Schools, Parks, Trails, Shopping, Transit, Highway 407, Ontario Tech University, And Durham College.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$624,000
Land Transfer Taxes$12,075
Legal Fees (Est.)
$
Total cash required for closing$169,575

Total Monthly Obligation

$4,107/mo
Mortgage $3,146
Monthly Loss $3,279
Principal$828
Interest$2,318
Property Tax$585
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.2%1
5-Year IRR
8.5%26
10-Year IRR
9.4%
Returns Index
14.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,704/yr
NOI
$22,411/yr
Net Cash Flow
-$1,279/mo
Cash Margin
-40.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
20.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 45 Lake Trail Way

Time

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