43 Torrens Avenue, Toronto E03

$1,050,000
43 Torrens Avenue

$1,050,000

New
9d
Detached2-Storey

43 Torrens Avenue, Toronto E03

Total Monthly Obligation $5,055

Beds
3
Baths
2
Park
1
Sqft
1100-1500
DOM
9d
Score
19
Yield
5.0%
Cash on Cash
-1.9%
Cap Rate
4.2%
5Y IRR
14.1%
10Y IRR
13.4%
Property Type-Detached
MLS® Number-E14033668
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-20.75 × 150 ft
Listed on site-Oct 14, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,331 (2025)
Parking-2 - Detached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 ATRIA REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Aluminum Siding, Brick
Roof-Unknown
Foundation-Unknown
Sewer-Sewer
Possession-Flexible TBD
Neighbourhood-Broadview North
Title-Residential Freehold

No agent assigned

Welcome to 43 Torrens Ave. A turnkey 3-bed, 2-bath detached home in the heart of East York, a neighbourhood where families put down roots, kids play in local parks and community events bring neighbours together year round. This well located home features hardwood floors throughout the main and upper levels, a bright open concept living and dining area made for hosting with large windows, a modern accent wall and upgraded contemporary pendant lighting in the dining room. Matching pendant lighting highlights the breakfast bar in the updated eat-in kitchen, which features granite countertops, crisp white cabinetry, stainless steel appliances and a walkout to the large backyard and detached garage. Upstairs are three large bedrooms with plenty of natural light and spacious closets, plus an updated full 4-piece bathroom. The finished lower level adds a large open-concept recreation room that works as a playroom, office or movie space, plus an updated modern bathroom and a separate laundry room. The rare 150-ft deep lot offers plenty of flexibility, with a freshly updated front porch, a rear patio for summer dinners and weekend barbecues, a detached garage, and a fully fenced green space-a blank canvas for gardens, a play area, or backyard oasis. Potential for a garden suite with a detached garage (buyer to verify). The big-ticket items are done: hardwood floors (2016), new roof with upgraded insulation and R-value (2017-2018), new interior doors (2017-2018) and new furnace (2018). Walk Score of 88, with parks, shops and top restaurants nearby. Steps to William Burgess Elementary and in the Westwood Middle School and East York Collegiate catchments. A TTC bus stop is a 4-min walk, a 5-min drive to Broadview Station and a 7-min drive to the DVP. The Don Valley trails, Todmorden Mills, Don River Park, Rosedale Valley and Evergreen Brick Works are all close by. Meticulously cared for and thoughtfully updated, this home is ready for its next owner to settle in and grow.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$840,000
Land Transfer Taxes$17,475
Legal Fees (Est.)
$
Total cash required for closing$228,975

Total Monthly Obligation

$5,055/mo
Mortgage $4,235
Monthly Loss $3,940
Principal$1,115
Interest$3,121
Property Tax$444
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%23
Cash-on-Cash
-6.0%2
5-Year IRR
10.8%41
10-Year IRR
11.2%
Returns Index
21.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$52,308/yr
NOI
$37,246/yr
Net Cash Flow
-$1,132/mo
Cash Margin
-26.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
19.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 43 Torrens Avenue

Time

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