1952 Spruce Hill Road, Pickering

$1,489,000
1952 Spruce Hill Road

$1,489,000

New
9d
Detached2-Storey

1952 Spruce Hill Road, Pickering

Total Monthly Obligation $7,173

Beds
6
Baths
5
Park
4
Sqft
2500-3000
DOM
9d
Score
14
Yield
3.1%
Cash on Cash
-10.6%
Cap Rate
2.3%
5Y IRR
7.2%
10Y IRR
8.1%
Property Type-Detached
MLS® Number-E14034480
Beds-6
Bathrooms-5
Size-2500-3000 sqft
Lot Size-46.16 × 137.96 ft
Listed on site-Oct 14, 2026
Style-2-Storey
Building Type-Detached
Taxes-$9,507 (2025)
Parking-6 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 LEADING EDGE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Dunbarton
Title-Residential Freehold

No agent assigned

Welcome to this beautifully renovated custom-built home in Pickering's highly sought-after Dunbarton community, offering an exceptional blend of modern luxury, thoughtful design and family-friendly living. Extensively updated between 2019 and 2025, this impressive 4+2 bedroom home is completely move-in ready, featuring quality finishes and generous living spaces designed for everyday comfort and effortless entertaining. Step inside to discover a bright, inviting interior with 9-foot ceilings on the main floor, upgraded hardwood flooring throughout, elegant crown mouldings and pot lighting. The beautifully updated kitchen showcases quartz countertops, modern finishes and a walkout to the deck and private, fully fenced backyard. An expansive formal dining room is perfect for entertaining, with the flexibility to create a combined living and dining space. Upstairs, the spacious primary retreat features a luxurious 5-piece ensuite and separate his-and-hers walk-in closets. The second bedroom enjoys its own dedicated 4-piece ensuite and walk-in closet, while the generously sized third and fourth bedrooms share a convenient Jack-and-Jill bathroom. The fully renovated lower level offers exceptional additional living space with a spacious recreation area, stylish wet bar, luxurious 4-piece bathroom and two additional bedrooms, ideal for extended family, guests or growing households. Major updates provide added peace of mind, including the roof (2021), furnace (2021), air conditioning (2025) and patio door (2025). Complete with direct garage access and located in one of Pickering's most desirable established neighbourhoods, this exceptional home is minutes from excellent schools, parks, shopping, Highway 401 and GO Transit. Enjoy the space and craftsmanship of a custom-built home with the comfort and convenience of extensive modern renovations. Simply move in and enjoy!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,191,200
Land Transfer Taxes$26,255
Legal Fees (Est.)
$
Total cash required for closing$325,555

Total Monthly Obligation

$7,173/mo
Mortgage $6,006
Monthly Loss $5,593
Principal$1,581
Interest$4,426
Property Tax$792
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%11
Cash-on-Cash
-13.8%0
5-Year IRR
4.8%10
10-Year IRR
6.5%
Returns Index
6.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$46,560/yr
NOI
$27,897/yr
Net Cash Flow
-$3,681/mo
Cash Margin
-94.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.393
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo21
Risk Index
14.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1952 Spruce Hill Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.