178 Windsor Street, Oshawa

$508,000
178 Windsor Street

$508,000

New
8d
DetachedBungalow

178 Windsor Street, Oshawa

Total Monthly Obligation $2,747

Beds
2
Baths
1
Park
4
Sqft
< 700
DOM
8d
Score
18
Yield
4.4%
Cash on Cash
-6.2%
Cap Rate
3.3%
5Y IRR
10.7%
10Y IRR
10.8%
Property Type-Detached
MLS® Number-E14080546
Beds-2
Bathrooms-1
Size-< 700 sqft
Lot Size-37.67 × 136.18 ft
Listed on site-Oct 15, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,875.34 (2026)
Parking-5 - Detached
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-REMAX YOUR COMMUNITY REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Aluminum Siding
Roof-Shingles
Foundation-Block
Sewer-Sewer
Possession-90-120
Neighbourhood-Donevan
Title-Residential Freehold

No agent assigned

Welcome to 178 Windsor Street in Oshawa's mature Donevan neighbourhood! This charming detached bungalow has been reimagined inside and out. Set on a generous private lot, the property offers a fully fenced yard and an inviting entertainer's backyard - perfect for hosting family and friends or enjoying outdoor living. Step inside to discover a renovated kitchen, an updated bathroom, and a bright living room with a large picture window. Freshly painted and modernized throughout, this move-in-ready home is ready for you to enjoy! The large driveway offers parking for 5 vehicles, plus an additional parking space in the detached garage with hydro. No sidewalk to shovel in winter! Parks, public transit, shopping, and everyday amenities are all nearby. Highway 401 is 4 minutes away by car.1-minute walk to Clara Hughes Public School. A fantastic opportunity for first-time buyers, downsizers, or investors looking for a home in an established Oshawa neighbourhood!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$406,400
Land Transfer Taxes$6,635
Legal Fees (Est.)
$
Total cash required for closing$109,735

Total Monthly Obligation

$2,747/mo
Mortgage $2,049
Monthly Loss $2,208
Principal$539
Interest$1,510
Property Tax$323
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.6%0
5-Year IRR
6.6%17
10-Year IRR
8.0%
Returns Index
9.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$22,584/yr
NOI
$11,950/yr
Net Cash Flow
-$1,053/mo
Cash Margin
-56.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.494
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo60
Risk Index
27.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 178 Windsor Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.