36 Hayeraft Street, Whitby

$1,349,900
36 Hayeraft Street

$1,349,900

New
8d
Detached2-Storey

36 Hayeraft Street, Whitby

Total Monthly Obligation $6,695

Beds
5
Baths
4
Park
2
Sqft
2500-3000
DOM
8d
Score
14
Yield
3.2%
Cash on Cash
-11.1%
Cap Rate
2.2%
5Y IRR
6.9%
10Y IRR
7.9%
Property Type-Detached
MLS® Number-E14081898
Beds-5
Bathrooms-4
Size-2500-3000 sqft
Lot Size-36.09 × 104.99 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$10,493.11 (2026)
Parking-4 - Built-In
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 MYPRO REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-TBA
Neighbourhood-Rural Whitby
Title-Residential Freehold

No agent assigned

Welcome to this beautiful and spacious 4+1 bedroom, 3.5-bath detached home in the sought-after Williamsburg community of North Whitby, steps from Thermea Spa Village. Built in 2019 with upgrades top to bottom, this home offers over 2,700 sq. ft. above grade in a prestigious, family-friendly neighbourhood. The main floor boasts a spacious and functional layout with 10-foot smooth ceilings, hardwood and ceramic tile flooring, a great room, a separate formal dining room, a private pantry room, and a modern gourmet kitchen featuring granite countertops, a centre island with breakfast bar, and stainless steel appliances, opening to a bright breakfast area. Upstairs you'll find 4 generously sized bedrooms plus an extra living/study area, and a convenient second-floor laundry. The primary suite includes a walk-in closet and a 5-piece ensuite; the second bedroom has its own private 4-piece ensuite, while the other two bedrooms share a semi-ensuite - a rare and highly functional layout, ideal for growing or multi generational families. The large unfinished basement offers plenty of room to create your own recreation space, gym, home theatre, or additional living area. Ideally located near a park, offering children a wonderful place to play and enjoy the outdoors, while the surrounding residential setting provides a peaceful sense of privacy and tranquility for the whole family. The home is also close to schools, trails, shopping, recreational facilities, and everyday amenities, with convenient access to Hwys 412, 407 & 401. Don't miss this wonderful opportunity to enjoy spacious family living in one of North Whitby's desirable communities!

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$
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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,079,920
Land Transfer Taxes$23,473
Legal Fees (Est.)
$
Total cash required for closing$294,953

Total Monthly Obligation

$6,695/mo
Mortgage $5,445
Monthly Loss $5,262
Principal$1,433
Interest$4,012
Property Tax$874
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.8%11
Cash-on-Cash
-14.4%0
5-Year IRR
4.4%9
10-Year IRR
6.3%
Returns Index
5.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,984/yr
NOI
$23,692/yr
Net Cash Flow
-$3,471/mo
Cash Margin
-96.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.363
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo23
Risk Index
14.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 36 Hayeraft Street

Time

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