86 Breakwater Drive, Whitby

$683,700
86 Breakwater Drive

$683,700

New
8d
Att/Row/Townhouse2-Storey

86 Breakwater Drive, Whitby

Total Monthly Obligation $3,573

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
8d
Score
18
Yield
4.9%
Cash on Cash
-3.9%
Cap Rate
3.7%
5Y IRR
12.5%
10Y IRR
12.2%
Property Type-Att/Row/Townhouse
MLS® Number-E14082292
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-19.69 × 109.91 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$5,280 (2026)
Parking-3 - Attached
Basement-Unfinished, Full
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 LEADING EDGE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Port Whitby
Title-Residential Freehold

No agent assigned

Welcome to this beautifully updated 3 bedroom Home in highly sought-after Whitby Shores! Featuring a stunning kitchen 2024 with New Stove, Dishwasher, and Fridge 2024. Enjoy rich hardwood floors (2019), upgraded carpet (2019), and a stylish main floor bath renovated in 2024. Furnace & A/C replaced in 2019 for year-round comfort. Steps to waterfront trails, schools, parks & GO. Move-in ready and packed with value!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$546,960
Land Transfer Taxes$10,149
Legal Fees (Est.)
$
Total cash required for closing$148,389

Total Monthly Obligation

$3,573/mo
Mortgage $2,758
Monthly Loss $2,847
Principal$726
Interest$2,032
Property Tax$440
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.7%1
5-Year IRR
8.8%28
10-Year IRR
9.7%
Returns Index
15.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,396/yr
NOI
$20,276/yr
Net Cash Flow
-$1,068/mo
Cash Margin
-38.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
23.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 86 Breakwater Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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Data last updated within the past 24 hours.