10 Niagara Trail, Clarington

$649,900
10 Niagara Trail

$649,900

New
8d
DetachedBungalow

10 Niagara Trail, Clarington

Total Monthly Obligation $3,234

Beds
2
Baths
2
Park
2
Sqft
700-1100
DOM
8d
Score
18
Yield
4.2%
Cash on Cash
-5.5%
Cap Rate
3.4%
5Y IRR
11.2%
10Y IRR
11.2%
Property Type-Detached
MLS® Number-E14083270
Beds-2
Bathrooms-2
Size-700-1100 sqft
Listed on site-Oct 15, 2026
Style-Bungalow
Building Type-Detached
Taxes-$2,850.66 (2026)
Parking-3 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Real Broker Ontario Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-Flexible
Neighbourhood-Newcastle
Title-Residential Freehold

No agent assigned

Welcome to this move-in ready, corner unit bungalow in the sought after adult lifestyle community of Wilmot Creek, set along the scenic shores of Lake Ontario. Designed for comfortable, easy living, this 2 bedroom home offers a spacious layout with plenty of room to relax, entertain and enjoy your hobbies. A covered front porch welcomes you inside, while the two car driveway and attached garage, with convenient interior access, adds everyday practicality. The open-concept main floor features an eat-in kitchen with ample cupboard and counter space, a bay window and overlooks the dining area. The inviting living room offers a gas fireplace, large window and a walk-out to the patio, creating an easy connection to the outdoor space. The primary bedroom features new broadloom flooring, a bay window, his-and-her closets and a 4pc ensuite. A second bedroom, 4pc bathroom and laundry closet complete the main level. Downstairs, the expansive, finished rec room provides additional living space with new broadloom flooring, along with generous storage, a large workshop area ideal for hobbies or projects, and an oversized cold cellar. Wilmot Creek offers an active and social lifestyle with an impressive selection of amenities, including a golf course, pool, pickleball and tennis courts, recreation centre, walking trails, garden club, lawn bowling and dog run. A wonderful opportunity to enjoy comfortable bungalow living in a community designed with lifestyle in mind. Monthly fee of $1,300.00 site fee + taxes as per Compass Communities include snow removal, and full access to community amenities.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,920
Land Transfer Taxes$9,473
Legal Fees (Est.)
$
Total cash required for closing$140,953

Total Monthly Obligation

$3,234/mo
Mortgage $2,622
Monthly Loss $2,544
Principal$690
Interest$1,932
Property Tax$238
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.2%1
5-Year IRR
7.6%21
10-Year IRR
8.7%
Returns Index
11.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,300/yr
NOI
$17,219/yr
Net Cash Flow
-$1,187/mo
Cash Margin
-52.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.556
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo50
Risk Index
24.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 10 Niagara Trail

Time

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Data last updated within the past 24 hours.