205 Dearborn Avenue, Oshawa

$499,000
205 Dearborn Avenue

$499,000

New
8d
DetachedBungalow

205 Dearborn Avenue, Oshawa

Total Monthly Obligation $2,703

HausQ Valuation Report
Beds
3
Baths
1
Park
2
Sqft
700-1100
DOM
8d
Score
21
Yield
5.7%
Cash on Cash
-0.6%
Cap Rate
4.4%
5Y IRR
15.1%
10Y IRR
14.2%
Property Type-Detached
MLS® Number-E14083276
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-35 × 81 ft
Listed on site-Oct 15, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,780.82 (2026)
Parking-2 - None
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-PROPERTY.CA INC.
Cooling-Window Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate/Flexible
Neighbourhood-O'Neill
Title-Residential Freehold

No agent assigned

The charm of a classic bungalow meets the comfort of modern updates at 205 Dearborn Avenue, nestled in Oshawa's established O'Neill neighbourhood. Offering the ease of main-floor living, this home is an ideal opportunity for first-time buyers, downsizers, or anyone looking for original character paired with thoughtful updates. Inside, you'll find hardwood floors, an inviting living area, and a formal dining room with French doors, perfect for hosting family dinners and holidays. The updated kitchen and bathroom bring a fresh feel while preserving the home's charm. The partially finished basement offers flexible space, plenty of storage and a cold room, while the generously sized backyard provides room to entertain, garden, or simply enjoy the outdoors. Enjoy living just steps from top-rated schools including O'Neill CVI andMary Street Community School, as well as local parks, transit, and the Oshawa Golf and Curling Club. With quick access to Lakeridge Health Oshawa, vibrant downtown dining, and the Highway 401 and 407 corridors, this home delivers a connected lifestyle in one of Durham Region's most established communities. Whether you're entering the market or looking to simplify without sacrificing outdoor space, 205 Dearborn Avenue is a wonderful place to call home.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$399,200
Land Transfer Taxes$6,455
Legal Fees (Est.)
$
Total cash required for closing$107,755

Total Monthly Obligation

$2,703/mo
Mortgage $2,013
Monthly Loss $2,173
Principal$530
Interest$1,483
Property Tax$315
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%22
Cash-on-Cash
-6.5%2
5-Year IRR
10.6%40
10-Year IRR
11.1%
Returns Index
20.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,320/yr
NOI
$17,207/yr
Net Cash Flow
-$579/mo
Cash Margin
-24.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7110
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo61
Risk Index
29.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 205 Dearborn Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.