8 Calais Street, Whitby

$784,900
8 Calais Street

$784,900

New
8d
DetachedBungalow

8 Calais Street, Whitby

Total Monthly Obligation $4,007

Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
8d
Score
18
Yield
4.8%
Cash on Cash
-3.9%
Cap Rate
3.8%
5Y IRR
12.5%
10Y IRR
12.2%
Property Type-Detached
MLS® Number-E14083510
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-40.06 × 100.1 ft
Listed on site-Oct 15, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,592.21 (2026)
Parking-3 - None
Basement-Separate Entrance, Finished
Heating-Forced Air (Gas)
Brokerage-Re/Max Hallmark First Group Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate/TBD
Neighbourhood-Lynde Creek
Title-Residential Freehold

No agent assigned

Welcome to 8 Calais Street, an inviting 3 bedroom meticulously maintained bungalow in Whitby's established Lynde Creek neighbourhood, backing onto a park with no neighbours directly behind. A covered front porch, landscaped gardens and stone walkway create a welcoming first impression. Inside, the bright living and dining area features a large picture window, California shutters and crown moulding, offering a comfortable setting for everyday living and entertaining. The newly updated eat-in kitchen combines quartz counters with warm wood cabinetry, generous cupboard and counter space, a tiled backsplash and under-cabinet lighting with a sun-filled breakfast area. Three main-floor bedrooms provide flexibility for family, guests or a home office. The finished basement extends the living space with a generous recreation room centred around a gas fireplace, an additional bedroom/ storage room option, a full bathroom and ample storage space. A separate side entrance adds valuable in-law capability and options for multigenerational living. Outside, enjoy a fenced backyard with a patio, large shed, garden space and a peaceful park backdrop-an ideal setting for summer barbecues or relaxing at the end of the day. Windows, roof, furnace and air conditioning have all been replaced within the past five years, providing peace of mind with major updates already completed. Nearby West Lynde Public School and St. Marguerite D'Youville Catholic School, Henry Street High School, parks, grocery stores and shopping make everyday errands convenient. Enjoy Downtown Whitby's cafes, restaurants, local shops and Central Library, with Durham Region Transit nearby and convenient access to Whitby GO Station and Highways 401 and 412. A wonderful combination of bungalow living, versatile space and a sought-after park-side setting!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$627,920
Land Transfer Taxes$12,173
Legal Fees (Est.)
$
Total cash required for closing$170,653

Total Monthly Obligation

$4,007/mo
Mortgage $3,166
Monthly Loss $3,174
Principal$833
Interest$2,333
Property Tax$466
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%19
Cash-on-Cash
-8.4%1
5-Year IRR
9.0%29
10-Year IRR
9.8%
Returns Index
15.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,680/yr
NOI
$23,820/yr
Net Cash Flow
-$1,181/mo
Cash Margin
-37.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
21.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 8 Calais Street

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