1014 McCullough Drive, Whitby

$669,000
1014 McCullough Drive

$669,000

New
7d
DetachedBungalow

1014 McCullough Drive, Whitby

Total Monthly Obligation $3,501

HausQ Valuation Report
Beds
3
Baths
2
Park
4
Sqft
700-1100
DOM
7d
Score
18
Yield
4.7%
Cash on Cash
-4.7%
Cap Rate
3.6%
5Y IRR
11.9%
10Y IRR
11.7%
Property Type-Detached
MLS® Number-E14085090
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-51 × 100 ft
Listed on site-Oct 16, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$5,129.04 (2026)
Parking-4 - Carport
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Frank Real Estate
Cooling-Central Air
Laundry-No
Fireplace-Freestanding
Pool-None
Facing-South
Exterior-Brick Veneer, Concrete Block
Roof-Shingles
Foundation-Concrete Block
Sewer-Sewer
Possession-Immediate
Neighbourhood-Downtown Whitby
Title-Residential Freehold

No agent assigned

Solid Bungalow with lots of potential for income and equity growth. Great layout for an In-law Suite/Basement Apartment. Modest Cosmetic Upgrades are all that's needed to transform this family home into a Show Piece! Several Rooms have been Virtually staged for Perspective and Inspiration. The Large Bright Kitchen with Eat-in Dining area is nicely situated beside the generous Livingroom providing for a very Family Friendly Space. Handicap/Wheelchair ramp to the front entrance provides ease of access for those with mobility challenges. Large paved Double Drive with additional parking in the Carport. Carport has direct level access to the Side entrance and Backyard. Conveniently located in Downtown Whitby. Minutes to Downtown Shops and 401. Walk to Whitby Go and Bus Service.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$535,200
Land Transfer Taxes$9,855
Legal Fees (Est.)
$
Total cash required for closing$145,155

Total Monthly Obligation

$3,501/mo
Mortgage $2,699
Monthly Loss $2,791
Principal$710
Interest$1,988
Property Tax$427
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.5%1
5-Year IRR
8.2%24
10-Year IRR
9.2%
Returns Index
13.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,500/yr
NOI
$18,721/yr
Net Cash Flow
-$1,138/mo
Cash Margin
-43.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo45
Risk Index
23.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1014 McCullough Drive

Time

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