5 LOFTHOUSE Drive, Whitby

$999,999
5 LOFTHOUSE Drive

$999,999

New
7d
Detached2-Storey

5 LOFTHOUSE Drive, Whitby

Total Monthly Obligation $5,036

HausQ Valuation Report
Beds
5
Baths
4
Park
3
Sqft
2000-2500
DOM
7d
Score
17
Yield
4.4%
Cash on Cash
-5.6%
Cap Rate
3.4%
5Y IRR
11.2%
10Y IRR
11.1%
Property Type-Detached
MLS® Number-E14087022
Beds-5
Bathrooms-4
Size-2000-2500 sqft
Lot Size-54.79 × 123.28 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,526.72 (2026)
Parking-5 - Built-In
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-REMAX YOUR COMMUNITY REALTY
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-North
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Call L/A regarding explanation
Neighbourhood-Rolling Acres
Title-Residential Freehold

No agent assigned

Property is very spacious, over 2300 square foot and well maintained, Offering 5 good size bedrooms and 4 bathrooms. Three walk-outs to a beautiful backyard with a deck, and a gazebo. Pool size lot facing south to get full sun all day and a fully fenced lot. Large eat-in Kitchen and formal dining room. Main floor has beautiful Engineered Hardwood Flooring and a ton of windows. Huge Open Concept Basement offers Nanny Suite with Bedroom & Walk-in clothes closet, & a new 3-Pc bathroom (2025) as well as a modern eat-in Kitchen. All sinks have their own shut off valves and the primary bedroom has extra plumbing for an extra sink or "possibly" a Bidet. Central Air and Furnace was replaced in 2021. Lower roof replaced in 2015 and upper roof & shed was replaced in 2020. Upgraded Insulation 2025, * ENTRANCE TO HOUSE FROM GARAGE*

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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$799,999
Land Transfer Taxes$16,475
Legal Fees (Est.)
$
Total cash required for closing$217,975

Total Monthly Obligation

$5,036/mo
Mortgage $4,034
Monthly Loss $3,974
Principal$1,061
Interest$2,972
Property Tax$627
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.6%1
5-Year IRR
8.1%23
10-Year IRR
9.1%
Returns Index
13.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$44,220/yr
NOI
$27,771/yr
Net Cash Flow
-$1,719/mo
Cash Margin
-46.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo30
Risk Index
18.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5 LOFTHOUSE Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.