12 Waverly Street S, Oshawa

$658,000
12 Waverly Street S

$658,000

New
7d
Semi-Detached 2-Storey

12 Waverly Street S, Oshawa

Total Monthly Obligation $3,354

HausQ Valuation Report
Beds
3
Baths
3
Park
3
Sqft
1100-1500
DOM
7d
Score
19
Yield
4.9%
Cash on Cash
-3.2%
Cap Rate
3.9%
5Y IRR
13.1%
10Y IRR
12.6%
Property Type-Semi-Detached
MLS® Number-E14087812
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-46.49 × 100 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$3,903 (2025)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX WEST REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Vanier
Title-Residential Freehold

No agent assigned

Welcome to 12 Waverly Street, where comfortable family living meets everyday convenience! Located in an established Oshawa neighbourhood, this inviting three-bedroom semi-detached home offers a spacious family room, a lovely kitchen, and a convenient powder room. Upstairs, you'll find three bedrooms, including a primary bedroom with a walk-in closet, and a full bathroom. The finished basement features another full bathroom and flexible space for relaxing, entertaining, a home office, or a playroom. Enjoy the beautiful backyard with a deck-perfect for summer barbecues, morning coffee, and time with family and friends. A school is just a short walk away, with Oshawa Centre approximately 600 metres from your door. Parks, groceries, restaurants, and everyday essentials are all close by. An excellent opportunity for first-time buyers and families seeking space, comfort, and a convenient location.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$526,400
Land Transfer Taxes$9,635
Legal Fees (Est.)
$
Total cash required for closing$142,735

Total Monthly Obligation

$3,354/mo
Mortgage $2,654
Monthly Loss $2,656
Principal$698
Interest$1,956
Property Tax$325
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.1%1
5-Year IRR
9.3%31
10-Year IRR
10.0%
Returns Index
16.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,040/yr
NOI
$20,433/yr
Net Cash Flow
-$951/mo
Cash Margin
-35.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo47
Risk Index
24.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12 Waverly Street S

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.