195 Whitby Shores Greenway, Whitby

$1,389,900
195 Whitby Shores Greenway

$1,389,900

New
7d
DetachedBungalow

195 Whitby Shores Greenway, Whitby

Total Monthly Obligation $6,676

Beds
3
Baths
3
Park
4
Sqft
1500-2000
DOM
7d
Score
14
Yield
3.0%
Cash on Cash
-11.2%
Cap Rate
2.2%
5Y IRR
6.8%
10Y IRR
7.8%
Property Type-Detached
MLS® Number-E14088872
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-57.5 × 114.95 ft
Listed on site-Oct 16, 2026
Style-Bungalow
Building Type-Detached
Taxes-$8,339 (2025)
Parking-6 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 LEADING EDGE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Port Whitby
Title-Residential Freehold

No agent assigned

Stunning Bungalow Extensively Customized From Top To Bottom On A Premium Lot Across From Conservation In Desirable Whitby Shores! Showcasing Gorgeous Wide-Plank Hardwood Flooring, Impressive Craftsmanship And A Sophisticated Modern Design With Warm Wood Tones And Striking Black Accents. The Open-Concept Main Level Features A Bright Front Living Room With Large Windows And California Shutters, And A Showstopping Kitchen With An Oversized Contrasting Centre Island Offering Generous Seating, Breathtaking Quartz Countertops With Elegant Veining And A Matching Full-Height Backsplash, Custom Cabinetry, Stainless Steel Appliances And Soft-Close Drawers. The Inviting Rear Family Room Features A Striking Custom Entertainment Wall With Fireplace And A Walkout To The Backyard. The Primary Bedroom Boasts A Built-In Wall Closet And Luxurious Ensuite With Double Sinks, Glass Shower And Freestanding Tub. A Second Bedroom And Three-Piece Bathroom With Glass Shower Complete The Main Level. Convenient Interior Garage Access Leads To The Main-Floor Laundry Room. The Beautifully Finished Basement Offers An Expansive Recreation Area, Custom Bar, Additional Bedroom With Double Closets, Four-Piece Bathroom With Freestanding Tub And Separate Glass Shower, Two Egress Windows And A Second Laundry Room. Enjoy Great Curb Appeal With A Covered Front Sitting Area, Interlocking And A Double-Car Garage Plus Driveway Parking For Four Cars. The Fully Fenced Backyard Features A Large Interlocking Patio And Ample Space For Outdoor Enjoyment. Steps From Whitby's Waterfront, Trails And Parks, With School, GO Transit, Highways 401 And 412 And Everyday Amenities Nearby! A Must-See!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,111,920
Land Transfer Taxes$24,273
Legal Fees (Est.)
$
Total cash required for closing$303,753

Total Monthly Obligation

$6,676/mo
Mortgage $5,606
Monthly Loss $5,201
Principal$1,475
Interest$4,131
Property Tax$695
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.8%11
Cash-on-Cash
-14.3%0
5-Year IRR
4.3%9
10-Year IRR
6.2%
Returns Index
5.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$41,400/yr
NOI
$24,421/yr
Net Cash Flow
-$3,571/mo
Cash Margin
-103.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.363
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo23
Risk Index
14.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 195 Whitby Shores Greenway

Time

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Data last updated within the past 24 hours.