23 Westmoreland Avenue, Oshawa

$769,000
23 Westmoreland Avenue

$769,000

New
6d
Detached2 1/2 Storey

23 Westmoreland Avenue, Oshawa

Total Monthly Obligation $3,860

Beds
4
Baths
3
Park
2
Sqft
1500-2000
DOM
6d
Score
19
Yield
4.8%
Cash on Cash
-3.4%
Cap Rate
3.9%
5Y IRR
12.9%
10Y IRR
12.5%
Property Type-Detached
MLS® Number-E14090904
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-30 × 113.67 ft
Listed on site-Oct 17, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$4,600 (2026)
Parking-3 - Detached
Basement-Apartment, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-SUTTON GROUP-ADMIRAL REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-O'Neill
Title-Residential Freehold

No agent assigned

Welcome to 23 Westmoreland Ave., a distinguished detached home in a high-scale neighbourhood. with high-ranking schools. Situated on a safe, quiet street that ends at a serene Golf Course, this 2,200 sq ft living space offers 3+1 large bedrooms and 3 bathrooms. Enjoy an open living and dining layout, an updated kitchen, and generous porch and deck for relaxing. Practical features include a private driveway, fenced backyard, and basement Apartment with Separate entrance. Commuters appreciate easy access to the GO train and 401. The carpets are brand new and the house has freshly painted. Open house October 24 & 25th from 2 to 4 p.m.

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%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$615,200
Land Transfer Taxes$11,855
Legal Fees (Est.)
$
Total cash required for closing$167,155

Total Monthly Obligation

$3,860/mo
Mortgage $3,102
Monthly Loss $3,044
Principal$816
Interest$2,286
Property Tax$383
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.0%1
5-Year IRR
9.3%31
10-Year IRR
10.1%
Returns Index
16.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,852/yr
NOI
$24,067/yr
Net Cash Flow
-$1,096/mo
Cash Margin
-35.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.658
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
22.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 23 Westmoreland Avenue

Time

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Data last updated within the past 24 hours.